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New Mortgage Rules Help Protect Minneapolis Homebuyers

February 08, 2013

Ability To Repay Rule Recently, the Consumer Financial Protection Bureau issued one of their most important rules to date, dubbed the Ability-to-Repay rule. It’s designed to assure the reliability of home mortgages for all Americans– ensuring that lenders provide mortgage options that borrowers can actually pay back. Higher standards will now be in place to protect […]

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How to Get the Best Mortgage Rate Possible in Portland, Oregon

February 01, 2013

The mortgage rate you’re quoted can vary greatly depending on many factors including your personal financial situation, the type of property you are looking to purchase, and the type of loan you are trying to secure as well as activities and fluctuations in the financial market. So how do you know you are getting quoted […]

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First Option Mortgage: Top 5 Things to Know About Online Loans

January 24, 2013 Online home loan

Home loan shopping can be daunting, but shopping online can make the process a whole lot easier, saving you time and possibly money. That is, if you follow these 5 simple rules: 1. Avoid Scams Do some research to make sure the company you are about to hand all of your personal financial information to […]

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Salt Lake City Has A Lot To HARP About

January 24, 2013 Home loans with HARP

What is HARP? HARP stands for Home Affordable Refinance Program, an official program of the Department of the Treasury and Housing & Urban Development. The program is designed to help homeowners that are currently in good standing, whose homes are worth less than what they owe, qualify for today’s record low refinance options. You may […]

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When Should You Consider Refinancing Your Home Loan?

January 18, 2013

Mortgage rates have remained at all time lows over the last several months, which has led many homeowners to consider refinancing their home loans. But is it the right time for you to take advantage of refinancing? It is important to take into account how long you intend to stay in your home and what […]

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Choosing the Right Mortgage Loan for Your Home Purchase

January 14, 2013

For most people, buying a home is one of the most important financial decisions you will ever make. Fully understanding what options are available when it comes to your home loan is an important part of the buying process. There are three major types of home mortgages; fixed-rate mortgages, adjustable-rate mortgages and conventional loans. Each […]

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Thinking About Refinancing? Here’s What to Expect

December 06, 2012

With interest rates nearing all-time lows, floods of homeowners are rushing in to refinance their homes – and for good reason. One short appointment can save homeowners thousands of dollars over the life of their mortgage. What is refinancing really all about? We’re happy to answer your questions: What Can I Expect During the Approval […]

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