Welcome! We’ve been the number one mortgage lender for three years in a row. Let us help you find the best mortgage!
Menu Chat
line

The Basics of Property Taxes

December 05, 2013

If you own property, you’re going to have to pay property taxes. It’s a basic fact of homeownership, but it isn’t simple. Property taxes can be a complicated system, and they change depending on where you live. Since you’ll have to reckon with them, we’ve laid out some of the basics of property taxes to […]

Read more ›

Four Ways to Make Your Home More Inviting During the Holiday Season

November 21, 2013

The holiday season is now upon us and that generally comes with holiday visits and unexpected drop-ins from friends and family. Here at First Option, we know how stressful hosting can be, so why not take some time to guest-proof your home? Here are a few tips and tricks that you should tackle before you […]

Read more ›

Atlanta Trends Toward Walk Up Urban Development

October 28, 2013

Once called the “poster child of sprawl,” the city of Atlanta is making a surprising shift in its housing market. Walkability has become the new trend, a radical change that’s affecting the city’s urban development and real estate market. The days of drivable suburban sprawl may be coming to an end in this Georgia metroplex. […]

Read more ›

Getting Started with Purchasing Investment Properties

October 23, 2013

As the housing market recovers, there are many cities in the United States in which purchasing an investment property is ideal. Atlanta, Phoenix, Dayton and Jacksonville, Florida have all made the list of desirable locations to consider purchasing a rental property. Low home prices combined with competitive interest rates make 2013 one of the best […]

Read more ›

6 Benefits of Buying Over Renting

October 22, 2013

Whether you’ve just moved to a new city or advanced enough in your career to afford more than the apartment life, you have to make the ultimate housing decision: rent or buy? The blogosphere is filled with voices praising the benefits of both. At First Option Mortgage, we think the choice is clear, which is […]

Read more ›

How to Avoid Making a Costly Home Inspection Mistake

October 16, 2013

Getting a home inspection is an important part of the home-buying process. It is a measure put in place to ensure you’re making a sound investment. The result can have a huge impact on your ability to obtain financing through a government-backed loan—and it can effect your bottom line based on the inspection results. While […]

Read more ›

What is a Jumbo Mortgage?

September 17, 2013

In every county in the United States, Fannie Mae and Freddie Mac have imposed conforming loan limits. These can vary, if you live in an especially high-cost area, but less than 200 of the 3,300 U.S. counties have limits above the national standard of $417,000. For most people living in the United States, home-buying options […]

Read more ›