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10 Ways to Increase the Value of Your Home

August 18, 2017 A home is an investment. Here are ten ways to increase that investment’s value.

If you own your home, it’s probably the biggest contributor to your net worth. Increasing the value of your home is nearly always in your best interest, but a homeowner needs to pick and choose between the many improvement options available. Here are ten home improvement projects that increase the value of your home, make […]

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July Housing Market Analysis

July 28, 2017 The housing market is hot, and low supply and high demand means that sellers are in charge.

Part of our mission at First Option Mortgage is to keep you informed about the latest trends in the housing market. Whether you’re trying to sell your home or refinance your mortgage, we want you to make informed decisions when you venture into the market. The real estate market is hot. Very hot. Houses are […]

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What’s My REAL Mortgage Payment?

July 21, 2017 Owning a home is a responsibility. Here’s what it takes to maintain a home from month to month and year to year.

Being a homeowner is both a dream and a responsibility. It can sometimes be difficult to calculate the cost of home ownership. The basics of a mortgage payment are mostly straightforward, and loans and terms can be calculated with a mortgage calculator. But, any homeowner can tell you that caring for and maintaining a home […]

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How Much Home Can I Get in Different US States?

July 01, 2017 Housing markets across the U.S. vary wildly. Here’s what $300,000 can get you in different states.

Not all real estate markets are created equal. Housing prices vary considerably across the U.S., and what can get you a palatial home in one state might get you a small townhouse in another. Why do real estate markets differ? Local real estate markets are driven by three main factors that vary across the country. […]

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June Housing Market Analysis

June 30, 2017 The housing market continues to grow, and home prices have now surged higher than their 2008 peak.

Part of our mission at First Option Mortgage is to keep you informed about the latest trends in the housing market. Whether you’re a first-time homebuyer or trying to sell your home, we want you to make informed decisions when you venture into the market. Sales are fast Homes are selling quickly. Redfin reports that […]

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What is Home Equity?

May 10, 2017 What’s My Home Equity?

Even if you’re still paying off your mortgage, owning your home is still a major asset. For many homeowners, home equity is one of the biggest — if not the biggest — contributor to their net worth. It can also be a major source of liquidity if you take out a home equity line of […]

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Spring Into the Home Buying Season

March 01, 2017 Spring Into the Home Buying Season

When you think of that period of time between March 20 and June 20, what springs to mind? Yep, you guessed it: It’s the season for buying your new home! There are many factors that affect the housing market, such as interest rates and the economy, yet few people realize the importance of which season […]

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