December 06, 2018
They say you should never switch jobs or hunt for a house during the holiday and winter season. We can’t speak for the job situation, but there are many advantages to buying a home during the coldest months of the year — the biggest of which is that very few buyers are out there. But […]
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August 28, 2018
Homeowner affordability (and stability) is serious business! If you’ve never owned a home before, the number of expenses, known and unknown, that you have to account for can feel pretty daunting. There’s your mortgage, but there’s also mortgage insurance, homeowners insurance, property taxes, repairs … and the list goes on. You’ve probably heard about the […]
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August 16, 2018
You’ve made the decision to buy a home, you’ve saved for a down payment, and you’ve been pre-approved by First Option for a mortgage. So what do you do next? What does the approval process look like? Have no fear! Here’s our guide to getting approved for your next big step and getting into your […]
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June 07, 2018
You’re on your way toward buying your first home. Maybe you’ve even taken a summer staycation. But you’re still looking for ways to scrape together more cash to buy that new home. If you’re at a loss for more things to do, we’ve got a handy guide to help you maximize every penny in the […]
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May 28, 2018
Your home is one of the most important purchases you’ll make in your lifetime. But paying off a mortgage isn’t like paying down a car, credit card, or student loan. Just like owning a home, it’s complex, and a variety of factors go into determining your monthly payment. Main factors Size, or principal, the amount […]
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May 15, 2018
You’ve made the decision to buy a home, you’ve saved for a down payment, and you’ve been pre-approved by First Option for a mortgage. So what do you do next? What does the approval process look like? Have no fear! Here’s our guide to getting approved for your next big step and getting into your […]
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April 26, 2018
Refinancing your home can be immensely beneficial. Taking advantage of new interest rates can lower your monthly payments, the total amount of interest you owe, and potentially save you thousands of dollars. To do that, however, you need to get a few things just right. Know your goals and value Before you refinance, you need […]
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