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How to Make Your Second Home a Vacation Rental

July 31, 2014 A family enjoys their vacation rental as the sun sets.

Owning a second home for vacation purposes has several benefits. The main draw is creating memories year after year with your family. Its also nice to have a place to get away on the weekends, but what do you do when it’s not in use? Here’s your go-to review from First Option on how to […]

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Why Ohio’s Economic Growth Is Good News for Columbus Homeowners

July 10, 2014

When the housing bubble burst in 2007, it started the Great Recession, an economic downturn that began in the financial sector and quickly extended to every part of the U.S. economy. Inflation and unemployment both spiked. To most observers, the economy and housing markets appeared inextricably linked. In fact, their relationship is more complicated than that, […]

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Now Extended: The Making Home Affordable Program

July 03, 2014

There’s good news from Washington for homeowners struggling with underwater mortgages. In a new press release from the U.S. Treasury Department, U.S. Treasury Secretary Jacob J. Lew announced that the Making Home Affordable (MHA) Program would extend until at least December 31, 2016. This program has allowed more than 5 million Americans to reduce and […]

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3 Tips for Atlanta Homeowners with Underwater Mortgages

June 26, 2014

According to a new report from CoreLogic, almost 1 in 5 Atlanta homeowners owe more money on their mortgage than their home is worth. Underwater mortgages are a hard reality for many homeowners, but a particularly high percentage of Atlanta residents face an economic loss if they sell their home now. Since 19.5% of homeowners in […]

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Mortgage Delinquencies Drop to 2007-Levels in Ohio

June 23, 2014

Homeowners in Ohio have felt the effects of the housing recovery for years, but it’s never been quite so apparent as it is now. According to the latest reports, delinquencies—homeowners who are at least one month behind on their monthly mortgage payments—are at the lowest they’ve been since 2007. The percentage has dropped tremendously even […]

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The Las Vegas Housing Market Is Back on Track

June 18, 2014

Despite the hot weather in April, the housing market felt a bit cooler in Las Vegas to start the spring, but recent gains in May have put the area’s housing market back on track. Since January 2012, Nevada homes have gradually regained their value, which had been hit particularly hard by the economy. The recent […]

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30-Year Fixed Mortgage Rates Dip Below 4%

May 29, 2014

Anyone who keeps close tabs on mortgage rates noticed something surprising in recent days: 30-year rates dipped below 4.0% for the first time in months. Interest rates have dropped steadily over the past five weeks, and the current numbers hearken back to the lows of 2013. There’s no indication in the market that 30-year loans […]

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