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3 Ways to Finance Your Home Improvement Project

March 23, 2018

Renovations and home improvement projects are becoming more and more common throughout the country, especially among homeowners who want change but don’t want to move. Very few houses feel “perfect,” and everyone makes adjustments as they settle into their spaces. Sometimes this amounts to little more than rearranging furniture or painting a room; other endeavors […]

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How to Prepare for Increased Mortgage Rates in 2016

January 06, 2016 What does the federal rate increase mean to you and how can you prepare?

Last month, the Federal Reserve decided to raise interest rates for the first time in nearly a decade. No need to panic. Learn what this means for your mortgage and what you can do to get ahead of the increase. Share this infographic with your house hunting friends and family to help them understand the rate […]

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3 Big Reasons to Lock in These Low Mortgage Rates

August 05, 2015 By locking in low mortgage rates, you can afford a larger home.

Mortgage interest rates have been dropping for the past four weeks. They began to rise in May, and they continued rising, quite a bit, until leaping above the 4 percent threshold eight weeks ago in June. With the economy recovering and housing markets stabilizing, many analysts expected that trend to continue with rates continuing to […]

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Mortgage News Roundup: December 12, 2014

December 12, 2014 Assembled for you every week, here are the top 4 mortgage-related industry stories for December 12, 2014.

At First Option, we believe each person who walks into our branches deserves to know everything about the mortgage process before they start it. “An educated consumer is the best client,” said the New York clothing store Syms. We agree, which is why we often use this blog to relay the latest industry news. Mortgage rules and real […]

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Signs It’s Time to Refinance Your Home in Phoenix

September 19, 2014

With fewer and fewer underwater mortgages throughout Phoenix, more and more Arizona homeowners are in a stronger financial position to refinance. The main question is: Should they? Refinancing your loan can cost you more up front, but if you fall into any of these categories, you should talk to a Phoenix lender today about securing […]

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How to Save $100,000 On Your New Home [INFOGRAPHIC]

September 03, 2014

Choosing a 30-year mortgage or a 15-year mortgage can be difficult. Lower monthly payments and a longer term make a 30-year loan attractive to most buyers. However, there is a lot of money to be saved by choosing a 15-year loan. Our infographic will walk you through the differences between the two, and benefits of […]

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Rising Rates, and What They Mean for Your Future Mortgage Payment

August 26, 2014

The Federal Open Market Committee (FOMC) expects to end QE3 in October. Minutes from their June and July meetings reveal positive economic indicators, leading them to wind down their third “Qualitative Easing” program if recovery stays on target. Currently 30-year mortgage rates are close to 14-months low. If QE3 is halted, Fed officials believe rates […]

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