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What to Look For in a Mortgage Lender

May 22, 2019

For most people, buying a home is probably the single biggest, most important purchase they’ll make in their lifetime. With that in mind, homeowners are often understandably cautious about choosing the people or companies that will help them achieve their goal. For homebuyers, shopping around for lenders requires thoughtful research, due diligence, and a bit […]

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What is Home Equity?

May 01, 2019

Even if you’re still paying off your mortgage, owning your home is still a major asset. For many homeowners, home equity is one of the biggest — if not the biggest — contributor to their net worth. It can also be a major source of liquidity if you take out a home equity line of […]

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Strategies for Coming Up with a Down Payment

February 20, 2019

Securing a down payment can be the most daunting aspect of home ownership. Whether you’re aiming for the minimum or hope to put down 20%, saving and gathering the initial funding can be challenging for anyone. At First Option we want to help everyone become homeowners, and so we’ve compiled a few strategies for coming […]

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6 Steps to the Home Buying Process

August 16, 2018

You’ve made the decision to buy a home, you’ve saved for a down payment, and you’ve been pre-approved by First Option for a mortgage. So what do you do next? What does the approval process look like? Have no fear! Here’s our guide to getting approved for your next big step and getting into your […]

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6 Mistakes (Almost) Every Homebuyer Makes [INFOGRAPHIC]

August 14, 2018

Buying a new home is an incredibly important decision, both personally and financially. It can be very easy to get caught up in the excitement of finding your dream home. Our infographic walks you through the top mistakes almost every homebuyer makes, and what you should do instead.     If you’re on the hunt […]

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How to Save Money For Your Down Payment

August 01, 2018

Buying a home means coming up with a down payment, and coming up with that money can be difficult for homebuyers. A down payment is one of the single largest expenditures that most households ever make. It’s often in the tens of thousands of dollars, and sometimes the equivalent to an annual salary. Here are […]

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The Benefit of Using a Mortgage Company vs. a Big Bank

August 01, 2018 Safety Deposit Box Numbers

Even before you begin house hunting or consider the length of your home loan, you have to make a more basic decision: Where to obtain your mortgage. Many different entities in America offer home loans, but most can be reduced to one of two categories—a mortgage company or a big bank. Banks can have their […]

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