Welcome! We’ve been the number one mortgage lender for three years in a row. Let us help you find the best mortgage!
Menu Chat
line

6 Steps to the Home Buying Process

May 15, 2018

You’ve made the decision to buy a home, you’ve saved for a down payment, and you’ve been pre-approved by First Option for a mortgage. So what do you do next? What does the approval process look like? Have no fear! Here’s our guide to getting approved for your next big step and getting into your […]

Read more ›

The Top 10 Red Flags to Look for When Buying a Home

May 12, 2018

Buying a new home is beyond exciting. So exciting, in fact, that it can be easy to overlook major red flags before you’ve made the purchase. Is that chipping paint just old, or is it a potential $10,000 removal expense? What about those odd splotches on the ceiling — are they leftover tossed spaghetti stains […]

Read more ›

How to Prepare for a Home Appraisal

May 11, 2018 Appraiser

Whether you are looking to refinance or to sell, the appraisal that comes in on your home can have a huge impact on the amount of equity you can pull out. In some cases, the appraisal can even put the sale of a home in danger if the appraisal does not come in at or […]

Read more ›

What to Look For in a Mortgage Lender

May 02, 2018 What to Look For in a Mortgage Lender

For most people, buying a home is probably the single biggest, most important purchase they’ll make in their lifetime. With that in mind, homeowners are often understandably cautious about choosing the people or companies that will help them achieve their goal. For homebuyers, shopping around for lenders requires thoughtful research, due diligence, and a bit […]

Read more ›

How to Save Money For Your Down Payment

April 29, 2018 Down payments are often a household’s biggest one-time expenditures. Here’s how to save for one.

Purchasing a home means coming up with a down payment, and coming up with that money can be difficult for homebuyers. A down payment is one of the single largest expenditures that most households ever make. It’s often in the tens of thousands of dollars, and sometimes the equivalent to an annual salary. Here are […]

Read more ›

Finding the Right Loan for Purchasing a Foreclosed Home

April 23, 2018 buying a Foreclosed Home

There are roughly 579,000 homes currently in the United States that are  either bank-owned or in foreclosure. Some real estate markets can represent an even larger percentage of these homes listed for sale. Aside from the fact that they are readily available, foreclosures can also be a great deal if you willing to put in a […]

Read more ›

The Benefit of Using a Mortgage Company vs. a Big Bank

April 20, 2018 mortgage company benefits

Even before you begin house hunting or consider the length of your home loan, you have to make a more basic decision: Where to obtain your mortgage. Many different entities in America offer home loans, but most can be reduced to one of two categories—a mortgage company or a big bank. Banks can have their […]

Read more ›