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Is It Still a Good Time to Refinance?

September 19, 2013

With mortgage interest rates no longer hovering in the 3% range, refinancing may not look as tantalizing as it did just a few months ago. On average, homeowners who refinanced in Q1 reduced their rate by 1.9%, which amounts to tens of thousands of dollars in savings over the life of the loan. Those huge […]

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What is a Jumbo Mortgage?

September 17, 2013

In every county in the United States, Fannie Mae and Freddie Mac have imposed conforming loan limits. These can vary, if you live in an especially high-cost area, but less than 200 of the 3,300 U.S. counties have limits above the national standard of $417,000. For most people living in the United States, home-buying options […]

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Is an Adjustable Rate Mortgage a Smart Idea Right Now?

March 26, 2013

There are arguments on both sides of the fence for adjustable rate mortgages. Some say the practice incentivizes reckless borrowers and they should be abolished, while others praise them as a good choice for market savvy buyers. Adjustable rate mortgages may have gotten a bad wrap during the housing bubble and subsequent crash, but the […]

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Why You Really Want to Refinance Before April 1st, 2013

March 11, 2013

If you have been considering refinancing and plan to do it this year, now is the time to take action. Outside of being able to get in on some of the lowest interest rates in history, there are changes coming down the pipeline after April 1st that could potentially cost you thousands of additional dollars […]

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3 Simple Ways to Pay Off Your Mortgage Early

March 08, 2013

If you have dreamed of being debt free, you’re not alone. Today the average student completes college owing nearly $27,000 in student debt, owes an average of $7,000 in credit card debt, and carries and average mortgage balance of $181,225. On a $181,225 mortgage at 5.0%, you will end up paying a total of $169,002.80 […]

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When Should You Consider Refinancing Your Home Loan?

January 18, 2013

Mortgage rates have remained at all time lows over the last several months, which has led many homeowners to consider refinancing their home loans. But is it the right time for you to take advantage of refinancing? It is important to take into account how long you intend to stay in your home and what […]

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The Four Most Important Housing Market Trends to Watch For in 2013

January 03, 2013

The road to the housing recovery has been a rocky one and in the wake of slow economic growth and gridlock in the House and Senate over economic policy, you might still be on the fence about jumping into the real estate market. However, after hitting what many estimate to be the “rock bottom” of […]

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