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What to Expect When Refinancing

June 06, 2018

Refinancing is a major financial decision. While it can save some major money, rushing in rashly can also come with some major repercussions. Before you decide to refinance your house, you need to know what you’re getting yourself into. To help, we’ve outlined the steps below. 1. Figure out Why This might seem like a […]

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Tapping into Your Home Equity to Buy a Second Home

June 04, 2018

Here’s a figure that may surprise you: 6% of all residential sales in the U.S. are for second or third homes. Many people consider second homes a luxury only the rich can afford, but more and more homeowners are investing in second homes—for personal use or income. How individuals go about this varies, but tapping […]

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2013 Mortgage & Real Estate Roundup

December 31, 2013

At First Option Mortgage, we pride ourselves on remaining at the forefront of real estate and mortgage strategies and developments. We believe our clients deserve to be as well educated, so we use this blog to pass our industry knowledge onto you. To commemorate the end of another year, we’ve compiled some of our top […]

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Mortgage Shopping Snafus to Avoid

November 20, 2013

A lot depends on obtaining the right mortgage.  Where you shop for a mortgage can determine the interest rate, maximum loan size, and lending fees, but how you shop can hugely affect these details as well. One mistake can throw a wrench in the whole system, so you need to know how to shop wisely. […]

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5 Reasons to Buy Before the New Year

October 09, 2013

Only a few months remain in 2013, so the decision about whether to buy a home this year needs to be made—and soon. With so many attractive lows in mortgage rates throughout the past nine months, 2013 has ranked among the best years to purchase a home in recent memory. That hasn’t changed. Though the […]

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Does Rounding Up Your Mortgage Payment Work?

October 01, 2013

A lot of advice circulates on the blogosphere about how to pay off your mortgage quicker. One of the most common and oldest is as simple as it sounds: rounding up your monthly mortgage payment. Instead of paying the set amount every month, you round up to the nearest $100 increment. The logic is that […]

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How Your Columbus Mortgage Rate is Determined

September 26, 2013

Before you apply for apply for an Ohio mortgage, you need to know what you’re getting yourself into. Understanding how lenders calculate mortgage rates will keep you ahead of the game. Ideally, before you even apply, you’ll be able to optimize your assets and application to ensure you receive the best loan possible. So how […]

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