house hunting | First Option Mortgage, LLC - Part 10

When to Negotiate, When to Close, and When to Just Move On

November 14, 2014 No matter how much you may want to buy a home, you can't go out of your price range.

Buying a home can be stressful and exciting and infuriating, all at once. It’s a major life decision, so it inevitably comes with some frustration. On the worst days, though, it can completely feel impossible—especially if you’re dealing with an impossible seller. They’re out there: sellers who seem like they don’t even want to sell their home. […]

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The Top 10 Unexpected Costs of Homeownership

November 05, 2014 Before you buy a home, you need to know all of the unexpected costs of homeownership.

Before you buy a home, before you even look at home listings, you have to look at your finances to learn what kind of property you can afford. When renters become buyers, their instinct is to look at their rent and buy a home that will have a similar monthly mortgage payment. That’s a fine place to […]

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Salt Lake City: Your Next Ski Destination

October 31, 2014

Forget ski towns, says a recent branding campaign for the capital of Utah: Come to America’s Ski City. “Ski City USA” is the new moniker from Visit Salt Lake, the organization responsible for attracting tourists to the area—tourists, it should be noted, and new residents. Many people are moving to Salt Lake City for the same […]

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The Real Reason Everyone’s Moving to Texas

October 08, 2014

From hats to hair and trucks to baked potatoes, Texas more often than not lives up to its slogan: Everything’s bigger in the Lone Star State. The phrase was first used to describe the state’s geography, but it applies to just about everything these days, including the Texas housing market. In 2013, census figures showed […]

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3 Great Jacksonville Neighborhoods for First-Time Homebuyers

September 16, 2014

Deciding where to purchase a home is among the first questions any Florida homebuyer asks themselves. The answer, of course, depends on a dozen factors—a few of which are specific to first-time homebuyers. Your starter home in North Florida should be affordable, sensible, and in a place you’d like to live. That isn’t always easy […]

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How to Choose the Best-Sized Home for Your Needs

September 12, 2014

For most Americans, buying a home is the biggest purchase they’ll ever make. A lot of costs add up when buying a home, but beyond the price tag, houses last much longer than just about anything else you will ever buy. There’s significant pressure, then, to buy a home that’s the right size for you […]

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Is This the End of the Denver Home Inventory Shortage?

September 11, 2014

If you’ve been looking for a home in Denver this year, you know it’s been hard to even bid on a property before it gets snatched up. Deemed a “hot housing market,” the Mile High City has been great for homeowners in recent months—but not so great for homebuyers. Rising values and a home inventory […]

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