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Homeownership Costs to Consider Before Purchasing

May 23, 2019

There are many obvious costs when it comes to purchasing a home that people are generally aware of. The purchase price, the homeowners insurance, the property taxes, and of course closing costs and fees are pretty well-known expenses, even for a first-time homebuyer. Beyond these expenses, though, come additional costs that should be calculated in […]

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Goal Setting Techniques for Planning for Your Future

May 22, 2019

Pick up any self-help book and you’ll see a common theme: most successful people agree that to be successful, you must set goals. The logic is simple. If you can’t formulate your goals, you won’t be able to achieve them. Whether you have financial or relational ambitions, having a strategy to grasp them is wise […]

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The Pros and Cons of Living Near a University

May 02, 2019

Almost every big city and most mid-sized towns have a college, university, or trade school within their limits—often within residential areas. This means that when you’re looking to buy a home, you are likely to find quite a few listings near college campuses. These can be appealing to college graduates who are ready to buy […]

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How to Calculate Which Type of Home You Can Afford

March 07, 2019

Calculating the type of home you can afford is one of the biggest questions many homebuyers have. Getting to that answer involves several factors. Your income and liabilities, what you can put forward as a down payment, and the particulars of your loan will all determine the kind of home and type of loan you […]

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Strategies for Coming Up with a Down Payment

February 20, 2019

Securing a down payment can be the most daunting aspect of home ownership. Whether you’re aiming for the minimum or hope to put down 20%, saving and gathering the initial funding can be challenging for anyone. At First Option we want to help everyone become homeowners, and so we’ve compiled a few strategies for coming […]

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Six Reasons January and February are the Best Months to House Hunt

December 28, 2018

Waiting until the warm, summer months to get outside and start your house hunt? Most homebuyers do, and there are great opportunities for those who choose to buy during the cold winter months. Here are six reasons January & February are the best months to search for a home: 1. Social calendars are booked this […]

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A Guide to Selling an Aging Relative’s Home

October 09, 2018

At some point, most of us have to support aging relatives transition into their next stage of life. This can take many forms, but it usually involves moving them out of the home where they’ve lived for decades—sometimes their entire lives. It’s always a difficult process, emotionally and logistically. If you have to sell an […]

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