Welcome! We’ve been the number one mortgage lender for three years in a row. Let us help you find the best mortgage!
Menu Chat
line

May Housing Market Analysis

May 31, 2017 Housing Market for May 2017

Part of our mission at First Option Mortgage is to keep you informed about the latest trends in the housing market. Whether you’re trying to find a fixer-upper or the home of your dreams, we want you to have the best information possible so you can go into the market with the knowledge and confidence […]

Read more ›

February Housing Market Analysis

March 10, 2017 February Housing Market

We pride ourselves in keeping a finger planted firmly on the housing market’s pulse at all times. It gives us an opportunity to pass the knowledge along to you during your quest to either purchase or sell a home (or both!). In this month’s housing market analysis, we’ll discuss which areas of the country are […]

Read more ›

Exciting Industry News: FHA Loans Just Became More Affordable

January 13, 2017 FHA Reduced Annual MIP

Whether you are ready to buy now or waiting until spring, exciting industry news will impact first-time buyers and those looking to refinance their FHA loan. Starting January 27, 2017 the FHA will reduce its annual mortgage insurance premium (MIP) by a .25%! While this may not seem like a significant reduction, it is believed […]

Read more ›

The Benefits of Buying in Winter

December 19, 2016 buying a home in the winter can have unexpected benefits.

They say you should never switch jobs or hunt for a house during the holiday and winter season. We can’t speak for the job situation, but there are many advantages to buying a home during the coldest months of the year — the biggest of which is that very few buyers are out there. But […]

Read more ›

5 Guidelines to Live By When Purchasing a Rural Home

August 25, 2016 tips for buying a home in a rural area

Like the idea of waking up to roosters crowing while gentle sunlight tickles its way through a bay window in your bedroom? If that idea — and wide open spaces and small town values — appeal to you, consider buying a rural home. We’ve got the guidelines to help you make the right decision. Mind […]

Read more ›

Homebuyers: Three Reasons to Buy Before 2016

October 20, 2015 Learn why purchasing a home in the fall or winter may be in your best interest!

Without question, the spring and summer housing market for 2015 was tough to compete in for many potential homebuyers. With limited supplies and massive demand, the only thing left for many buyers was competition and a surge in home prices. However, there IS a light at the end of this competitive-purchase market tunnel and it […]

Read more ›