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What Makes Up a Mortgage Payment?

December 28, 2012

Mortgages are long-term loans, usually for 30 or 15 years, to help people afford home ownership. While you repay your loan in monthly installments, you’re not simply paying the amount of the loan. So what else goes into your monthly payment? If you want to remember what goes into a mortgage payment, use the acronym […]

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Mortgage Interest Rates Continue to Bounce Around the Bottom

December 21, 2012

Home mortgage rates are at their lowest point in many years. Renters who have been considering home ownership are watching rate changes closely. Those who are considering refinancing are paying close attention, too. Many factors determine mortgage interest rates: the strength of the overall economy, new home construction and existing housing supply, unemployment, and inflation, […]

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Thinking About Refinancing? Here’s What to Expect

December 06, 2012

With interest rates nearing all-time lows, floods of homeowners are rushing in to refinance their homes – and for good reason. One short appointment can save homeowners thousands of dollars over the life of their mortgage. What is refinancing really all about? We’re happy to answer your questions: What Can I Expect During the Approval […]

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