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PMI: What is it and Do I Have to Pay for it?

November 01, 2013

Private mortgage insurance is a line item on many homeowners’ monthly mortgage statements, and it’s particularly common for first-time homebuyers that have little in the way of a down payment. If your down payment is less than 20% of the appraised value of the home, your lender will often require you purchase mortgage insurance for […]

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4 Steps to a Speedier Mortgage Closing

September 25, 2013

When it comes to getting a mortgage, the faster you can close the better. With interest rates creeping up, a faster closing can also mean a lower interest rate and fewer hiccups along the way. While it is critical to have an efficient and organized mortgage lender, there are steps that you can take to […]

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What is a Jumbo Mortgage?

September 17, 2013

In every county in the United States, Fannie Mae and Freddie Mac have imposed conforming loan limits. These can vary, if you live in an especially high-cost area, but less than 200 of the 3,300 U.S. counties have limits above the national standard of $417,000. For most people living in the United States, home-buying options […]

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Experts Predict Housing Prices to Reach New Record Highs by 2017

August 21, 2013

Home values keep increasing, and according to an expansive panel of economists, the rise shows no sign in stopping. Leading real estate information marketplace, Zillow Inc., conducts a survey four times a year, gathering data from economists to forecast housing trends. Since the real estate market recovery began, things have looked up. For many months, […]

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5 Simple Steps to Obtaining a Great Mortgage

August 20, 2013

Anyone who’s spent weeks browsing realtor publications knows finding the perfect home can seem nearly impossible. Until you’ve begun the process, though, you may not realize finding the right mortgage can feel almost as difficult. Despite how commonplace the mortgage-lending process is in America, many people find it challenging to navigate; the perfect mortgage often […]

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Mortgage Delinquencies Down, Housing Market Up

August 09, 2013

According to a report released by TransUnion, the national mortgage delinquency rate fell nearly 26% in the second quarter compared to the same period last year. In fact, every state and the District of Columbia demonstrated a lower delinquency rate. This suggests continued signs of strength in the housing sector and added optimism as the […]

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What To Do if Your Mortgage Application Has Been Denied

August 02, 2013

If your mortgage application has been denied, you’re not alone. On average 27% of mortgage applications are turned down by the ten largest lenders. The reasons vary from your credit rating to the appraisal on the home to inconsistent data on your application. Although it can be disheartening to find out your loan application has […]

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