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6 Tips for Paying Off Your Mortgage

May 25, 2018 6 Tips for Paying Off Your Mortgage

Mortgages are loans measured in years and decades, and the prospect of paying one off can often seem a bit distant. However, it’s possible to shave years (and therefore dollars) off the total amount of your mortgage. Here are six things you can do to speed up and pay down the biggest purchase of your […]

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6 Steps to the Home Buying Process

May 15, 2018

You’ve made the decision to buy a home, you’ve saved for a down payment, and you’ve been pre-approved by First Option for a mortgage. So what do you do next? What does the approval process look like? Have no fear! Here’s our guide to getting approved for your next big step and getting into your […]

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What’s My REAL Mortgage Payment?

May 04, 2018 Owning a home is a responsibility. Here’s what it takes to maintain a home from month to month and year to year.

Being a homeowner is both a dream and a responsibility. It can sometimes be difficult to calculate the cost of home ownership. The basics of a mortgage payment are mostly straightforward, and loans and terms can be calculated with a mortgage calculator. But, any homeowner can tell you that caring for and maintaining a home […]

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Finding the Right Loan for Purchasing a Foreclosed Home

April 23, 2018

There are roughly 579,000 homes currently in the United States that are  either bank-owned or in foreclosure. Some real estate markets can represent an even larger percentage of these homes listed for sale. Aside from the fact that they are readily available, foreclosures can also be a great deal if you willing to put in a […]

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Steps to a Lower Interest Rate

April 11, 2018 If you have a mortgage, you’re probably very aware of your interest rate. This is how you can lower it.

If you own your home, you’re probably very aware of your monthly mortgage payment and its interest rate. Payments on interest can add up to tens of thousands of dollars over the life of your mortgage, and the money you pay on interest does you less good in the long run than what you pay […]

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3 Ways to Finance Your Home Improvement Project

March 23, 2018

Renovations and home improvement projects are becoming more and more common throughout the country, especially among homeowners who want change but don’t want to move. Very few houses feel “perfect,” and everyone makes adjustments as they settle into their spaces. Sometimes this amounts to little more than rearranging furniture or painting a room; other endeavors […]

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Why a Jacksonville USDA Loan is a Smart Idea

March 11, 2018

A USDA loan (also called a Rural Development Loan) is a government insured home loan that allows you purchase a home with no money down and can be a great option for people looking for a home near Jacksonville, FL. USDA Loans provide 100% financing to qualified buyers and allow for all closing costs to […]

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