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What to Look For in a Mortgage Lender

May 22, 2019

For most people, buying a home is probably the single biggest, most important purchase they’ll make in their lifetime. With that in mind, homeowners are often understandably cautious about choosing the people or companies that will help them achieve their goal. For homebuyers, shopping around for lenders requires thoughtful research, due diligence, and a bit […]

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What is Home Equity?

May 01, 2019

Even if you’re still paying off your mortgage, owning your home is still a major asset. For many homeowners, home equity is one of the biggest — if not the biggest — contributor to their net worth. It can also be a major source of liquidity if you take out a home equity line of […]

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Strategies for Coming Up with a Down Payment

February 20, 2019

Securing a down payment can be the most daunting aspect of home ownership. Whether you’re aiming for the minimum or hope to put down 20%, saving and gathering the initial funding can be challenging for anyone. At First Option we want to help everyone become homeowners, and so we’ve compiled a few strategies for coming […]

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5 Factors That Can Affect Your Homes Resale Value

January 18, 2019

You may have just bought your dream home, or you purchased what you hope to be the first in your homeownership career. Either way, there may come a day when you want to sell. It could be to downsize or it could be to move up in the market or to take a job out […]

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6 Steps to the Home Buying Process

August 16, 2018

You’ve made the decision to buy a home, you’ve saved for a down payment, and you’ve been pre-approved by First Option for a mortgage. So what do you do next? What does the approval process look like? Have no fear! Here’s our guide to getting approved for your next big step and getting into your […]

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How To Reduce Your Homeowners Insurance Payment

August 06, 2018

Today’s economy means we all look to save money wherever we can. Did you know that your home could be an avenue to savings? Homeownership has many benefits and saving money is just one of them. Here’s how to save money on your Homeowners insurance payment. Consolidate Policies Many insurers offer discounts on premiums when […]

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The Benefit of Using a Mortgage Company vs. a Big Bank

August 01, 2018 Safety Deposit Box Numbers

Even before you begin house hunting or consider the length of your home loan, you have to make a more basic decision: Where to obtain your mortgage. Many different entities in America offer home loans, but most can be reduced to one of two categories—a mortgage company or a big bank. Banks can have their […]

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