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Why Being A First Time Homebuyer In Portland, Oregon Rocks

February 05, 2013

With its ‘Keep Portland Weird’ mystique, swarms of bicyclists, resistance to conformity, and general apathy for outsiders, Portland, Oregon may not be for everyone. But don’t let shows like Portlandia frame this charming little city as the West Coast’s stepchild. Tales of Portland’s ‘weirdness’ are largely exaggerated; in fact, Portland offers many lifestyle benefits to […]

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New Changes To FHA Lending Guidelines

February 05, 2013 2013 FHA loan

You may have heard about the recent changes to FHA loans. It’s true. In an effort to protect capital reserves and encourage the growth of private sector investment in the housing market, the US Department of Housing and Urban Development announced on January 27th new changes to Federal Housing Administration lending guidelines for single family […]

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Looking For a Phoenix Mortgage: Buzzwords You Should Know

February 04, 2013

Talking with a Phoenix mortgage lender without being educated on industry terms can be intimidating, and at times can make you feel like your lender is speaking a foreign language. With such an important financial decision, having a clear understanding of some of the key technical jargon your likely to hear while shopping around for […]

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The Phoenix First Time Homebuyer’s Guide

January 29, 2013

While mortgage interest rates in Phoenix are still low, housing prices are increasing rapidly. October’s Standard and Poors Case-Shiller Index had Phoenix at the very top of the list, posting a 22% increase in home prices compared to one year ago. Although home prices are beginning to recover, they are still low enough to snatch […]

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Everything You Need to Know About FHA Home Loans in Las Vegas, Nevada

January 29, 2013

Like taking risks at the tables, but not with life altering financial decisions? FHA loans are a sure bet to finance a primary residence. In fact, FHA loans are the easiest type of real estate mortgage loan to qualify for in Las Vegas and most anywhere in the states. The FHA loan guidelines for qualification […]

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Three Ways to Get a Portland, Oregon Mortgage with Little or No Money Down

January 28, 2013

With so much talk about tightened lending restrictions and the “credit squeeze”, there are many misconceptions about the amount of money you have to put down in order to secure a Portland mortgage. Despite what you may have heard, loans have been made available through the federal government to provide potential Portland home buyers with […]

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Why FHA Loans Are Especially Smart in Atlanta

January 21, 2013 Apply for a mortgage loan with First Option Mortgage for competitive mortgage rates in Atlanta.

There have been encouraging signs across the country that the housing market is picking up and Atlanta is no exception. The median sale price is up 5.85% over last year, it made the list of improving markets in December 2012, and was featured in the Washington Post as a city with significant opportunity to drive […]

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