Welcome! We’ve been the number one mortgage lender for three years in a row. Let us help you find the best mortgage!
Menu Chat
line

6 Steps to the Home Buying Process

May 15, 2018

You’ve made the decision to buy a home, you’ve saved for a down payment, and you’ve been pre-approved by First Option for a mortgage. So what do you do next? What does the approval process look like? Have no fear! Here’s our guide to getting approved for your next big step and getting into your […]

Read more ›

The Top 10 Red Flags to Look for When Buying a Home

May 12, 2018

Buying a new home is beyond exciting. So exciting, in fact, that it can be easy to overlook major red flags before you’ve made the purchase. Is that chipping paint just old, or is it a potential $10,000 removal expense? What about those odd splotches on the ceiling — are they leftover tossed spaghetti stains […]

Read more ›

The Risks of Selling a Home FSBO

May 10, 2018 risks of FSBO

On paper it sounds like a great idea: sell the home yourself, save thousands on a realtor’s commission. In our DIY age, listing your home For Sale By Owner seems doable, even sensible. In reality, though, there are quite a few risks involved when you decide to do it alone. To ensure you’re making an […]

Read more ›

6 Steps to Setting Up a Successful Neighborhood Watch

May 09, 2018 neighborhood watch

Neighborhood watch programs have many benefits beyond reducing crime. From building community to establishing good relationships with local law enforcement to raising property values, these programs have bettered countless communities since the 1950s. They remain an effective way to combat everything from burglaries to street violence. For those interested in making their homes safer, we’ve […]

Read more ›

What’s My REAL Mortgage Payment?

May 04, 2018 Owning a home is a responsibility. Here’s what it takes to maintain a home from month to month and year to year.

Being a homeowner is both a dream and a responsibility. It can sometimes be difficult to calculate the cost of home ownership. The basics of a mortgage payment are mostly straightforward, and loans and terms can be calculated with a mortgage calculator. But, any homeowner can tell you that caring for and maintaining a home […]

Read more ›

Goal Setting Techniques for Planning for Your Future

May 03, 2018 goal setting techniques

Pick up any self-help book and you’ll see a common theme: most successful people agree that to be successful, you must set goals. The logic is simple. If you can’t formulate your goals, you won’t be able to achieve them. Whether you have financial or relational ambitions, having a strategy to grasp them is wise […]

Read more ›

Homeownership Costs to Consider Before Purchasing

April 27, 2018 Home Maintenance

There are many obvious costs when it comes to purchasing a home that people are generally aware of. The purchase price, the homeowners insurance, the property taxes, and of course closing costs and fees are pretty well-known expenses, even for a first-time homebuyer. Beyond these expenses, though, come additional costs that should be calculated in […]

Read more ›