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Homeownership Costs to Consider Before Purchasing

May 23, 2019

There are many obvious costs when it comes to purchasing a home that people are generally aware of. The purchase price, the homeowners insurance, the property taxes, and of course closing costs and fees are pretty well-known expenses, even for a first-time homebuyer. Beyond these expenses, though, come additional costs that should be calculated in […]

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Goal Setting Techniques for Planning for Your Future

May 22, 2019

Pick up any self-help book and you’ll see a common theme: most successful people agree that to be successful, you must set goals. The logic is simple. If you can’t formulate your goals, you won’t be able to achieve them. Whether you have financial or relational ambitions, having a strategy to grasp them is wise […]

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6 Steps to Setting Up a Successful Neighborhood Watch

May 15, 2019

Neighborhood watch programs have many benefits beyond reducing crime. From building community to establishing good relationships with local law enforcement to raising property values, these programs have bettered countless communities since the 1950s. They remain an effective way to combat everything from burglaries to street violence. For those interested in making their homes safer, we’ve […]

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The Pros and Cons of Living Near a University

May 02, 2019

Almost every big city and most mid-sized towns have a college, university, or trade school within their limits—often within residential areas. This means that when you’re looking to buy a home, you are likely to find quite a few listings near college campuses. These can be appealing to college graduates who are ready to buy […]

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How to Calculate Which Type of Home You Can Afford

March 07, 2019

Calculating the type of home you can afford is one of the biggest questions many homebuyers have. Getting to that answer involves several factors. Your income and liabilities, what you can put forward as a down payment, and the particulars of your loan will all determine the kind of home and type of loan you […]

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Strategies for Coming Up with a Down Payment

February 20, 2019

Securing a down payment can be the most daunting aspect of home ownership. Whether you’re aiming for the minimum or hope to put down 20%, saving and gathering the initial funding can be challenging for anyone. At First Option we want to help everyone become homeowners, and so we’ve compiled a few strategies for coming […]

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Indoor Activities to do with Your Kids During Cold Winter Weather

January 30, 2019

Cold winter weather can cause cabin fever more than anything else, especially for kids—or maybe more especially for parents trying to distract them. If you’re like many Americans this year, you’ve already had more snow days than you know what to do with. There may be even more ahead, so consider these indoor activities to […]

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