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Why FHA Loans Are Especially Smart in Atlanta

January 21, 2013 Apply for a mortgage loan with First Option Mortgage for competitive mortgage rates in Atlanta.

There have been encouraging signs across the country that the housing market is picking up and Atlanta is no exception. The median sale price is up 5.85% over last year, it made the list of improving markets in December 2012, and was featured in the Washington Post as a city with significant opportunity to drive […]

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When Should You Consider Refinancing Your Home Loan?

January 18, 2013

Mortgage rates have remained at all time lows over the last several months, which has led many homeowners to consider refinancing their home loans. But is it the right time for you to take advantage of refinancing? It is important to take into account how long you intend to stay in your home and what […]

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Top 5 Home Decorating Trends for 2013

January 16, 2013

Whether you are looking to update your current home design, prepare your home for the spring real estate market, or seeking inspiration for your new home, First Option wanted to provide you with a list of what is trending in 2013 interior design. We hope this will inspire some exciting updates in your home, or […]

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Choosing the Right Mortgage Loan for Your Home Purchase

January 14, 2013

For most people, buying a home is one of the most important financial decisions you will ever make. Fully understanding what options are available when it comes to your home loan is an important part of the buying process. There are three major types of home mortgages; fixed-rate mortgages, adjustable-rate mortgages and conventional loans. Each […]

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Why the ‘Fiscal Cliff’ Deal is Great News for the Housing Market

January 07, 2013

A last minute deal to avert the ‘Fiscal Cliff’, which made permanent the Bush tax cuts for individuals making less than $400,000 a year and couples making less than $450,000, was passed in the early morning hours of January 1st and signed by President Obama late last Wednesday night. This alone is great news for […]

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5 Signs You Have Chosen the Wrong Loan Originator

January 04, 2013

In the years since the housing bubble burst, lawmakers have taken considerable action to limit “predatory lending practices”, but that doesn’t mean you should feel comfortable with just any mortgage loan originator if you’re shopping for a new loan. Your Loan Originator’s primary function is to represent you throughout what can be a complicated purchase […]

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The Four Most Important Housing Market Trends to Watch For in 2013

January 03, 2013

The road to the housing recovery has been a rocky one and in the wake of slow economic growth and gridlock in the House and Senate over economic policy, you might still be on the fence about jumping into the real estate market. However, after hitting what many estimate to be the “rock bottom” of […]

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