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Do You Need to Be “Perfect” to Get a Mortgage?

June 12, 2018

When you picture the “perfect” home buyer, what comes to mind? Most likely, it’s a person with an excellent credit score of 740 (if not higher), with enough money in the bank to put 20 percent down, plus extra to cover the closing costs and any surprise expenses that come along, and with enough income […]

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Tips for Locking in the Best Atlanta Mortgage Rate

June 07, 2018

Many homebuyers may not be aware of this, but mortgage interest rates do not fluctuate on a day-to-day basis, but can change throughout the day. Many people in the midst of buying a home may be asking themselves, “When should I lock in my rate?” This is an excellent question with no easy and foolproof […]

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What to Expect When Refinancing

June 06, 2018

Refinancing is a major financial decision. While it can save some major money, rushing in rashly can also come with some major repercussions. Before you decide to refinance your house, you need to know what you’re getting yourself into. To help, we’ve outlined the steps below. 1. Figure out Why This might seem like a […]

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How Long Should You Wait Before You Refinance Your Mortgage

June 06, 2018

Despite many misnomers on the web today, there is absolutely nothing that would prevent you from refinancing your mortgage the day you closed on your loan if you so chose to. However, that doesn’t mean you should. So armed with the knowledge that you can in fact refinance whenever you would like, the next practical […]

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6 Reasons to Hire a Real Estate Agent [INFOGRAPHIC]

May 31, 2018

There are many factors to consider when purchasing a new home, and hiring a real estate agent is incredibly important. Our infographic walks you through the reasons to hire a qualified real estate agent. Have a look and be sure to share with your friends who are in search of their next home! First Option has […]

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When Should You Move into a Bigger Home?

May 25, 2018

It’s a question most homeowners have to consider at some point: Does your current house meet your needs? As families grow and possessions accumulate, the homes we bought a decade ago suddenly aren’t as spacious as they used to be. No house is perfect, and any move requires logistical planning and financial commitment, but sometimes […]

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6 Steps to the Home Buying Process

May 15, 2018

You’ve made the decision to buy a home, you’ve saved for a down payment, and you’ve been pre-approved by First Option for a mortgage. So what do you do next? What does the approval process look like? Have no fear! Here’s our guide to getting approved for your next big step and getting into your […]

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