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APR vs. Interest Rate: What’s the Difference?

March 04, 2013

Many people may use these two terms interchangeably, but interest rate and APR actually serve as two different functions. The short explanation is that the interest rate is the starting point in what you will pay for a mortgage loan, while the APR is the rate plus any associated fees. Definitions: Interest Rate: An interest […]

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3 Ways to Pull Equity From Your Home

March 01, 2013

Your home is not just the place you live in and the roof over your head. If you purchased, then you have made a long-term investment with the hope that your investment will appreciate over time. There may come a point in time when you want to tap into that appreciation before you sell your […]

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5 Tips for Buying a Jacksonville Foreclosure

March 01, 2013

The housing market in Jacksonville has been a tough one over the last few years, but where some see doom and gloom, others see opportunity. Strong demand by investors has pushed Jacksonville to seventh on the list of best places to buy foreclosures in Florida. Distressed properties can come at a significant discount. The average […]

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Phoenix (Home Values) Rising

February 27, 2013

Phoenix home values increased by 34% in 2012 making this the right time to buy in the Phoenix housing market. Realtors estimate that home values will continue to increase through 2013 and that this a going to be a great year to invest in the Phoenix real estate market. Why The Increase Will Continue Inventory […]

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Where Did All the Las Vegas Housing Inventory Go?

February 25, 2013

As of February 18th there were about 17,062 single-family homes and condo homes listed for sale in Las Vegas with a median home price of $139,000. Since this time last year, the inventory of homes for sale has decreased by 24.2% and the median price has increased 15.9%.  So, where did all the Las Vegas housing […]

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Portland, Oregon Housing Prices Are on the Move

February 25, 2013

Identifying the best time to list your home or to take the plunge and make a purchase can be difficult, especially in recent years with a volatile real estate market and uncertain economy, but a few key metrics are indicating that the market in Portland will see marked improvements in 2013. Home prices are up: […]

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Federal Support Of The Housing Market Likely To Continue Through 2013

February 22, 2013

President Barack Obama voiced his concern that mortgage-lending standards have recently become overcorrected, holding back the housing market due to over regulation. During the economy’s upswing, lenders granted credit too liberally, and common-sense practices such as verifying income or credit history often went by the wayside, eventually leading to the worst economic crisis since The Great Depression. […]

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