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Is an Adjustable Rate Mortgage a Smart Idea Right Now?

March 26, 2013

There are arguments on both sides of the fence for adjustable rate mortgages. Some say the practice incentivizes reckless borrowers and they should be abolished, while others praise them as a good choice for market savvy buyers. Adjustable rate mortgages may have gotten a bad wrap during the housing bubble and subsequent crash, but the […]

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4 Things You Should Avoid Doing When Applying for a Mortgage

March 21, 2013

There is nothing worse than getting pre-approved for a home loan, finding the home of your dreams, and then getting declined by your lender during the underwriting process. By following four simple, but very important guidelines during the lending process, you can avoid this heartbreak. Don’t Make Major Career Changes Unless absolutely necessary, it is […]

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Why Your Columbus Mortgage Lender and Agent Need to Communicate

March 19, 2013

There will be many different individuals involved during the purchase of your home. You will likely be working with a real estate agent, mortgage lender, appraiser, closing company and title officer to name a few. Each portion of the purchase process will require one or more of these people to help you move the process […]

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Spring Cleaning Checklist

March 19, 2013

After being cooped up in your home with the doors and windows shut during those long cold days of winter, spring is finally on the horizon. A time for renewal and rejuvenation, spring is a time when we can finally begin to open the windows again to take in a warm afternoon breeze, barbeque on […]

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Why a 203k FHA Home Loan is Great for First Time Homebuyers

March 18, 2013

If you are a first time homebuyer, chances are you will be looking for a starter home – one that fits within your budget that you can grow into, acquire some equity in, and begin your life of homeownership. First time homebuyers often have limited choices when it comes to finding a move-in ready home […]

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Down Payment Options For Your Indianapolis FHA Mortgage

March 15, 2013

You were just approved for an FHA loan, congratulations; now what?  Coming up with the money for a down payment can be difficult for a lot of folks who utilize government-assisted loans but don’t worry, you’re not alone. Homebuyers with little or no money for a down payment have more than one option to consider […]

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Do It Yourself Easter Egg Dyeing

March 15, 2013

Easter is a few weeks away and you can get a head start on this holiday of rejuvenation by rethinking some of the more traditional techniques for coloring Easter eggs. By using nature’s own tones from fruits, vegetables, and spices, you can create a beautiful bounty of egg-ceptional eggs– perfect for all your decorating, hiding, […]

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