Welcome! We’ve been the number one mortgage lender for three years in a row. Let us help you find the best mortgage!
Menu Chat
line

Writing a Personal Letter with Your Offer

May 03, 2013

In many markets such as Las Vegas, Phoenix, and Portland demand for homes is beginning to hit a feverish pitch. Supply is low and homebuying season is in full swing, leading to multiple offers on prime properties in many recovering markets. With so much on the line when you make an offer on a home […]

Read more ›

Portland First Option Mortgage Changing Lives with Rebuilding Together

May 02, 2013

First Option Mortgage is always looking for ways to be able to give back to the communities it serves and lives in.  Last Saturday the Portland First Option Mortgage team rolled their sleeves up and gave their time to help local families in need with Rebuilding Together. Rebuilding Together believes that everyone deserves to live […]

Read more ›

Credit Requirements Continue to Ease in Mortgage Market

May 02, 2013

The frantic months of spring homebuying season are officially upon us and 2013 is shaping up to be one of the best since 2007. What’s more, lenders are beginning to relax mortgage guidelines, allowing more potential buyers into the market. Before 2007, lending guidelines allowed for, in some cases, unqualified buyers to obtain zero down […]

Read more ›

How to Avoid House Hunting Heartache

April 30, 2013

People compare house hunting to dating for a reason. It can take visiting quite a few “blind” open houses to know exactly what you’re looking for in a home; it isn’t uncommon to pine over a house that’s already taken; and like most online dating profiles, real estate pictures and blurbs are deceiving. You have […]

Read more ›

How to Qualify for a Minnesota USDA Mortgage

April 30, 2013

With so much talk in the news about tightened lending requirements and demands for larger down payments, you may think that only those with sparkling credit, a high paying job, and $50,000 in the bank can qualify for a home loan. Well, we’re here to tell you that is simply not the case. Thanks to […]

Read more ›

2013 Spring Housing Market Trends

April 29, 2013

Spring homebuying season is officially underway and expectations are high that this will be the best spring for the U.S. housing market in several years.  The months of April-June typically account for more than 40% of all home sales annually thanks to fair weather and families looking to make a transition during their children’s summer […]

Read more ›

Arizona HARP Extended to 2015

April 26, 2013

HARP, or the Home Affordable Refinance Program, which was developed as part of the American Recovery and Reinvestment Act, has officially been extended two years to December 31, 2015. This is great news for Arizona homeowners who have found themselves underwater on their mortgage and want to get in on the great low interest rates […]

Read more ›