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How to Qualify for a Florida USDA Home Loan

June 24, 2013

USDA Home Loans are a lesser-known mortgage option that is supported by the United States Department of Agriculture. This program was developed to help improve the economy and quality of life in rural America. It is an $86 billion dollar loan portfolio, and they administer nearly $16 billion in program loans, loan guarantees, and grants […]

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Until Ohio Mortgage Rates Hit 20%, It’s Cheaper to Buy than Rent

June 21, 2013

There has been a lot of talk lately about the rising interest rates and rebounding Ohio housing prices that showed an increase of 3.5% year-over-year in April of this year and continue to see gains. While much of this is great news to current homeowners, renters who have been sitting on the sidelines may be […]

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Tips for Buying in Phoenix’s Hot Housing Market

June 20, 2013

Limited supply and a fall-off in foreclosure activity pushed the median price for single-family home sales up nearly 30% in April year-over-year. Coupled with high investor demand and a supply shortage of new home construction and you end up with an ultra competitive sellers market with, oftentimes, multiple offers being submitted on homes for sale. […]

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Is a Bi-Weekly Mortgage a Good Deal?

June 17, 2013

You may have gotten a brochure in the mail or read on the internet about a mortgage offering referred to as a bi-weekly mortgage. This type of mortgage will take your existing monthly mortgage payment and split it into two bi-weekly payments rather than a once monthly payment. So what is the purpose of this […]

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Home Equity On the Rise

June 14, 2013

News of the housing recovery is spreading across America and household net worth jumped by $3 trillion dollars in the first quarter of this year. This equated to a spike in homeowner equity, rising 2.5% to its highest level since 2007. This is great news for the housing market and a true indicator that this […]

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How to Find an Affordable Home in an Unaffordable City

June 13, 2013

Home prices nationally are on the rise. CoreLogic reported at 12.1% year-over-year gain in April and we have seen even steeper increases in hot markets like Phoenix, Las Vegas, Denver and many cities in California. With housing prices making gains as much as 24% in Phoenix and in the high teens in other parts of […]

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HOA’s: The Good, The Bad and The Ugly

June 07, 2013

Homeowners Associations  (HOA) emerged in the US in the mid-19th century. However, it wasn’t until the 1960’s and 1970’s that they exploded in popularity. Today, an estimated 62 million Americans live in communities governed by Homeowner Associations with an estimated 8,000 new communities formed each year. With so many homes and condo’s subject to HOA’s, […]

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