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Homeownership Costs to Consider Before Purchasing

May 23, 2019

There are many obvious costs when it comes to purchasing a home that people are generally aware of. The purchase price, the homeowners insurance, the property taxes, and of course closing costs and fees are pretty well-known expenses, even for a first-time homebuyer. Beyond these expenses, though, come additional costs that should be calculated in […]

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How You and Your Realtor Can Make the Perfect Offer on a House

May 17, 2019

Making an offer on a house requires a certain level of experience. You must be familiar enough with comparable sales prices in your area (typically referred to as comps) as well as the current market “attitude.” In a seller’s market, underbidding will cost you the deal; in a buyer’s market, overbidding can waste thousands of dollars […]

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6 Unconventional Valentine’s Date Ideas

February 14, 2019

For some couples, Valentine’s Day is as important as a wedding anniversary. Others view it as just another day. For most Americans in a relationship, though, it’s an excuse to treat each other a little more specially than normal. Whether Valentine’s Day is a big deal for your partner or not, you may be feeling […]

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Indoor Activities to do with Your Kids During Cold Winter Weather

January 30, 2019

Cold winter weather can cause cabin fever more than anything else, especially for kids—or maybe more especially for parents trying to distract them. If you’re like many Americans this year, you’ve already had more snow days than you know what to do with. There may be even more ahead, so consider these indoor activities to […]

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5 Factors That Can Affect Your Homes Resale Value

January 18, 2019

You may have just bought your dream home, or you purchased what you hope to be the first in your homeownership career. Either way, there may come a day when you want to sell. It could be to downsize or it could be to move up in the market or to take a job out […]

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Five Simple Actions You Can Take to Eliminate Debt in 2018

December 20, 2018

If you’re planning to buy your first home soon, or simply want a better rate on an existing mortgage, paying down other debts will put you in a better position to do so. Decreasing your debt-to-income ratio positively affects your credit score, and shows home lenders that you’re more likely to pay your mortgage on […]

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Frequently Asked Questions About the Pre-Approval Process

September 27, 2018

At First Option, we believe all homebuyers should secure a pre-approved mortgage before looking at homes. We have many reasons for believing this, and all of them are because, ultimately, our clients benefit from pre-approval. We also realize, though, many people have mortgage questions about being pre-approved. We’ve assembled the most common of these and […]

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