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5 Factors That Can Affect Your Homes Resale Value

January 18, 2019

You may have just bought your dream home, or you purchased what you hope to be the first in your homeownership career. Either way, there may come a day when you want to sell. It could be to downsize or it could be to move up in the market or to take a job out […]

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Five Simple Actions You Can Take to Eliminate Debt in 2018

December 20, 2018

If you’re planning to buy your first home soon, or simply want a better rate on an existing mortgage, paying down other debts will put you in a better position to do so. Decreasing your debt-to-income ratio positively affects your credit score, and shows home lenders that you’re more likely to pay your mortgage on […]

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Frequently Asked Questions About the Pre-Approval Process

September 27, 2018

At First Option, we believe all homebuyers should secure a pre-approved mortgage before looking at homes. We have many reasons for believing this, and all of them are because, ultimately, our clients benefit from pre-approval. We also realize, though, many people have mortgage questions about being pre-approved. We’ve assembled the most common of these and […]

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How To Develop Your Personal Homeowner Cost Checklist

August 28, 2018

Homeowner affordability (and stability) is serious business! If you’ve never owned a home before, the number of expenses, known and unknown, that you have to account for can feel pretty daunting. There’s your mortgage, but there’s also mortgage insurance, homeowners insurance, property taxes, repairs … and the list goes on. You’ve probably heard about the […]

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How To Sell Your Home While Living In It

August 24, 2018

You put a lot of time into understanding the current housing market in your area, hiring a realtor, and prepping your home for sale. But your work is not done. Now you have to balance continuing your everyday life, while maintaining the home for potential buyers to view. Follow these tips on how to sell […]

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Does Home Flipping Pay Off?

August 20, 2018

Many homeowners and homebuyers entertain the idea of purchasing an investment property. Buying a home and renovating it so you can quickly sell it seems like an easy way to make extra money. The multitude of HGTV reality shows on house flipping and remodeling make the concept even more alluring. But does home flipping really […]

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6 Steps to the Home Buying Process

August 16, 2018

You’ve made the decision to buy a home, you’ve saved for a down payment, and you’ve been pre-approved by First Option for a mortgage. So what do you do next? What does the approval process look like? Have no fear! Here’s our guide to getting approved for your next big step and getting into your […]

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