Welcome! We’ve been the number one mortgage lender for three years in a row. Let us help you find the best mortgage!
Menu Chat
line

6 Steps to the Home Buying Process

May 15, 2018

You’ve made the decision to buy a home, you’ve saved for a down payment, and you’ve been pre-approved by First Option for a mortgage. So what do you do next? What does the approval process look like? Have no fear! Here’s our guide to getting approved for your next big step and getting into your […]

Read more ›

How to Prepare for a Home Appraisal

May 11, 2018 Appraiser

Whether you are looking to refinance or to sell, the appraisal that comes in on your home can have a huge impact on the amount of equity you can pull out. In some cases, the appraisal can even put the sale of a home in danger if the appraisal does not come in at or […]

Read more ›

Homeownership Costs to Consider Before Purchasing

April 27, 2018 Home Maintenance

There are many obvious costs when it comes to purchasing a home that people are generally aware of. The purchase price, the homeowners insurance, the property taxes, and of course closing costs and fees are pretty well-known expenses, even for a first-time homebuyer. Beyond these expenses, though, come additional costs that should be calculated in […]

Read more ›

Finding the Right Loan for Purchasing a Foreclosed Home

April 23, 2018 buying a Foreclosed Home

There are roughly 579,000 homes currently in the United States that are  either bank-owned or in foreclosure. Some real estate markets can represent an even larger percentage of these homes listed for sale. Aside from the fact that they are readily available, foreclosures can also be a great deal if you willing to put in a […]

Read more ›

The Benefit of Using a Mortgage Company vs. a Big Bank

April 20, 2018 mortgage company benefits

Even before you begin house hunting or consider the length of your home loan, you have to make a more basic decision: Where to obtain your mortgage. Many different entities in America offer home loans, but most can be reduced to one of two categories—a mortgage company or a big bank. Banks can have their […]

Read more ›

4 Creative Ways to Market Your Home

March 26, 2018 Open-House

As spring selling season approaches, the number of homes for sale will naturally grow with the seasonality of the marketplace.  Creating a listing that stands out among growing competition can be increasingly difficult. Thinking outside the box and beyond price, condition, and location can help set your listing apart from other homes on the market. […]

Read more ›

5 Questions to Ask Your Loan Originator Before You Sign On

March 22, 2018 40632577_m

Choosing a loan officer is a big deal. When choosing someone, you might wonder whether the person you’re talking to truly knows the industry and has your best interests at heart. Here are a few questions you can ask originators to ensure your homebuying process is as smooth as it is exciting. Can I get […]

Read more ›