energy efficient tax credit | First Option Mortgage, LLC

How to Budget for Home Renovations

March 13, 2013

Home renovation projects, when done properly, can have a huge positive impact on your home’s value as well as your overall life, but they can also be stressful and overwhelming if not planned properly. Putting a solid strategy in place, identifying how much it will cost , and making sure you have the financing in […]

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The Tax Benefits of Homeownership

February 18, 2013

Taxes are a necessary evil that we all must bear, and while paying them is never fun, finding deductions that lessen your tax burden certainly is. The favorable treatment of home ownership by the Internal Revenue Service can lighten your tax load quite significantly by offering tax deductions for mortgage interest, mortgage insurance and more. […]

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8 Steps to Keep Your Home Nice and Toasty For Winter

January 11, 2013 Man relaxing by the fire

The cold weather is upon us and as temperatures drop, energy costs rise. More than half of U.S. households now devote more than 20 percent of their family budget toward energy costs, nearly double the spend of just ten years ago. This trend may not be entirely reversed, but there are several simple steps any […]

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Why the ‘Fiscal Cliff’ Deal is Great News for the Housing Market

January 07, 2013

A last minute deal to avert the ‘Fiscal Cliff’, which made permanent the Bush tax cuts for individuals making less than $400,000 a year and couples making less than $450,000, was passed in the early morning hours of January 1st and signed by President Obama late last Wednesday night. This alone is great news for […]

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