buying a house | First Option Mortgage, LLC

How You and Your Realtor Can Make the Perfect Offer on a House

May 17, 2019

Making an offer on a house requires a certain level of experience. You must be familiar enough with comparable sales prices in your area (typically referred to as comps) as well as the current market “attitude.” In a seller’s market, underbidding will cost you the deal; in a buyer’s market, overbidding can waste thousands of dollars […]

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Should You Rent or Buy?

March 08, 2019

Wondering if it’s worth it to buy a home or should you stick in out in the rental market for a little longer? Check out our breakdown of rental costs versus mortgage costs, and if it’s better to buy now or buy later. Think it’s time for you to buy? Get in touch with us to discover […]

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Six Steps to Land Your Dream Home, Faster [Infographic]

July 10, 2018 Apply for mortgage loan before you make an offer on your dream home.

The road to homeownership can be difficult to navigate alone. Do you apply for a mortgage loan or start house hunting first? Make the process easier by following these six steps to get you into your dream home. Share this infographic with your house-hunting friends and become their new favorite person. Ready to hit the road? Apply […]

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5 Quick Ways to Improve Your Credit Score For a Low Mortgage Rate

July 09, 2018 Wondering if you qualify for a home mortgage loan? Improve your credit score to get a much better rate.

Before you start looking for your dream home, it’s important to know your credit score and how it can affect your finances after you apply for a mortgage loan.. Generally, the better your credit score, the better home loan terms you’ll qualify for. The difference in interest between someone with a FICO score of 650 […]

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Everything You Need to Know About VA Loans

July 05, 2018

VA loans help active service members, Veterans, and eligible surviving spouses become homeowners. VA loans come with some serious perks for home buyers. Read on to learn who qualifies for a VA loan and why you should consider a VA loan. Spread the knowledge with your military friends and family. A VA loan might be just what […]

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Everything You Need to Know About Conventional Loans

November 01, 2015 Everything you need to know about conventional loans. Who should get one and why.

What exactly is a conventional loan and why should you consider this loan option? Conventional loans come with various loan terms and serious perks for well-qualified home buyers. Read on to learn more. Share the knowledge with your house hunting friends and make their lending experience easier.

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Homebuyers: Three Reasons to Buy Before 2016

October 20, 2015

Without question, the spring and summer housing market for 2015 was tough to compete in for many potential homebuyers. With limited supplies and massive demand, the only thing left for many buyers was competition and a surge in home prices. However, there IS a light at the end of this competitive-purchase market tunnel and it […]

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