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The Top 4 Real Estate Trends to Expect in 2014

November 22, 2013

2013 was a comeback year for the housing market, and while there is still room for improvement in many markets across the US, it’s clear the recovery is well underway. So what can we expect from the market moving into 2014? We may not have a crystal ball to predict the future, but by sourcing […]

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Stiffer Lending Requirements Expected in 2014

November 08, 2013

Changes are coming to the mortgage market, and they’re coming all the way from Congress. The Dodd-Frank Mortgage Reform Act is set to go into effect in 2014, and its goal is simple: set tighter restrictions on lending. Many new qualifications will be required from borrowers, restricting the number of people who can access a loan—and […]

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Top Metros Leading the Underwater Mortgage Recovery

November 06, 2013

The housing recovery is fully underway in most markets in the U.S. A recent negative equity report by Zillow further emphasizes the rebound by illustrating the top ten big cities that are leading the underwater mortgage recovery. We wanted to take a moment to highlight the markets we serve that are on this list. As […]

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Why You Should Make an Offer Before November 16

November 04, 2013

Credit is about to become a lot more limited for some potential homebuyers—and it has nothing to do with the government shutdown or America’s debt ceiling. On November 16, Fannie Mae will be going through extensive changes, which will drastically change the kind of loan you’ll have access to. So what are the changes? And […]

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The Benefits of Buying a Home in the Fall

October 29, 2013

Traditionally, fall isn’t a very popular season for home-buying. With holidays, cold weather, and the likelihood of bonuses at the beginning of the new year, many people wait to buy homes in the spring and summer. Statistics show year after year how significantly the market slows down, but this can make fall the opportune time […]

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Housing Recovery Still on Track

October 24, 2013

When interest rates began to increase, many people thought the housing market would, at last, plateau. After so many months of consistent growth, it seemed ready to level off, but recent data shows the housing recovery won’t stop anytime soon. Government reports from August showed tremendous year-over-year and month-over-month increases in many housing markets, despite […]

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6 Benefits of Buying Over Renting

October 22, 2013

Whether you’ve just moved to a new city or advanced enough in your career to afford more than the apartment life, you have to make the ultimate housing decision: rent or buy? The blogosphere is filled with voices praising the benefits of both. At First Option Mortgage, we think the choice is clear, which is […]

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