Welcome! We’ve been the number one mortgage lender for three years in a row. Let us help you find the best mortgage!
Menu Chat
line

mother-and-daughter-in-garden

USDA Loans are primarily used to help low-income individuals or households purchase homes in rural areas. Funds can be used to build, repair, renovate or relocate a home, or to purchase  a home.

Eligibility:

  • Applicants must have low to very low incomes. Very low income is defined as below 50% of the area median income; low income is between 50% and 80% of the area median income; moderate is 80% to 100% of the area median income.
  • Families must be without adequate housing, but be able to afford the mortgage payments, including taxes and insurance, which are usually 24% of an applicant’s income. Applicants must be unable to obtain credit elsewhere, yet have reasonable credit histories.
Thank you for watching out for us, and all of the hard work you did to make this happen. We couldn’t have accomplished this without you. Doug Brown