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FHAThe Federal Housing Administration (FHA) provides mortgage insurance on loans made by approved FHA lenders.

Benefits:

  • Low down payment – as low as 3.5% of the purchase price and most of your closing costs and fees can be included in the loan
  • Low Closing Costs
  • Less stringent credit qualifying

Eligibility Requirements:

  • You must meet standard FHA credit qualifications
  • You are eligible for approximately 96.5% financing. With FHA, you are able to finance the upfront mortgage insurance premium into the mortgage. You will also be responsible for paying an annual premium
  • Eligible properties are 1 to 4 unit structures
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