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FHAThe Federal Housing Administration (FHA) provides mortgage insurance on loans made by approved FHA lenders.

Benefits:

  • Low down payment – as low as 3.5% of the purchase price and most of your closing costs and fees can be included in the loan
  • Low Closing Costs
  • Less stringent credit qualifying

Eligibility Requirements:

  • You must meet standard FHA credit qualifications
  • You are eligible for approximately 96.5% financing. With FHA, you are able to finance the upfront mortgage insurance premium into the mortgage. You will also be responsible for paying an annual premium
  • Eligible properties are 1 to 4 unit structures
Thanks you for all of your help during the loan process. Your hard work and dedication paid off in the end and enabled us to get into our new home. The Lopezi Family