Welcome! We’ve been the number one mortgage lender for three years in a row. Let us help you find the best mortgage!
Menu Chat
line
Fast Response Request
close
Fast Response Request
First Option is committed to protecting your privacy. Your information is safe with us.

Getting Started With Purchasing

3 Simple Steps of a Home Purchase:

  • Pre-Approval – Before you sign a new home purchase agreement, we’ll work to ensure you’re pre-approved for your mortgage. This will reveal the price range of home listings you can afford and can increase your negotiating strength when you are ready to make an offer.
  • Finding Your Home – You deserve a trusted and experienced agent who will work as your advocate when buying your home. If you don’t already have a realtor agent, we’ll find one for you who can provide the best options on the market, understanding your dreams and financial needs.
  • Owning Your Home – After going under contract, you’ll order an inspection and appraisal of the property and, assuming those go as expected, begin the underwriting process of your home loan. Then it’s just signing and the thrill of exchanging keys!

 
We’re here to help. Call First Option today, or simply fill out this form to get started. We’ll begin your custom price analysis right away, so you don’t have to wait for your new and better life.

Thank you very much for all of your help with the closing of our Beautiful Home. We are so blessed we had you supporting us during this process. You are so awesome. Rochele James

First Option Blog

Sourced & Seasoned: Why Your Tax Refund Is Perfect For A Down Payment

January 25, 2017

Saving for a down payment and closing costs is one of the biggest struggles many homebuyers experience. To compound the stress, most loan programs require money used for a down payment to be “sourced and seasoned”. What does that mean? Sourced funds means you must show where the money came, like a bank account or […]

Read more ›