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How To Move Safely During The Winter

November 06, 2017 Beat out the competition by buying your home in Columbus during the colder months.

Winter time is the best time to move financially. Renting movers or a truck yourself is easier and cheaper when most people are inside avoiding the cold weather. Of course, some issues come to light when it comes down to moving during this cold season. Here are some of the things to watch out for, […]

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How To Calculate An Adjustable Rate Mortgage

November 03, 2017 Real Estate Negotiation 101

You might be considering an adjustable rate mortgage (ARM) for your home loan, but you’re wondering how it works. If you’re concerned about cost, savings, or monthly payments over time, you’re certainly not alone. It can be tricky to determine if it will end up being the most affordable mortgage option for you. Many adjustable […]

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Is A 30-Year Mortgage For You?

November 01, 2017 FirstOption_Perfect_Mortgage

More borrowers are looking at alternatives to the traditional home loan. With lower wages, rising living costs, and harder credit testing, many young Americans are having a hard time affording their first home. Just last decade, you’d be hard-pressed to find anyone interested in mortgages lasted longer than 25-years . In 2005, 2.5 percent of […]

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How A CHIP Loan Can Help You Renovate

October 30, 2017 FHA Home Mortgage

Houses need upkeep and repairs, and home improvement costs money. Sometimes, families can’t afford the sort of costs that are necessary for a house’s upkeep. What do low and medium-income families do when their house springs a leak, or something needs to be upgraded? Fear not, because mortgage companies actually have a remedy for this, […]

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Does Rental History Impact Your First Mortgage?

October 27, 2017 First Time Buyer

We live in a country where the majority of Americans do not actually live or own a home. Based on a recent study, 30-40 percent of Americans live in their apartment, and have their entire lives. It feels like it’s getting harder and harder to qualify for a house. You need every piece of history […]

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The Ultimate Home Improvement Store Guide

October 25, 2017 mortgage shopping

So you have a bunch of DIY and Home-improvement projects around the house. You’re ready to start, but have forgotten one thing: The materials! Where do you go to buy everything? Do you settle for a superstore and hope they have everything you need, or do you go to a hardware one-stop-shop. Maybe you say […]

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