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Why You Should Get Pre-Approved for Your Mortgage

June 18, 2018 Pre-approval tells sellers that you have gone further than just shop for a mortgage. The lender knows how much you can afford.

In a competitive housing market, there are certain things that can hurt your chances of buying the home of your dreams. Desirable homes are selling fast and many listings are receiving multiple offers. Bidding wars are the new norm in this hot market. In this competitive landscape, anything you can do as a buyer to set […]

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What is HUD?

June 14, 2018 The Department of Housing and Urban Development has many responsibilities, but this is what it means for homebuyers.

If you’re a first-time homebuyer, are worried about your credit score, or you have a few bad marks on your financial history, it can be easy to get frustrated. However, you have an ally: The United States Department of Housing and Urban Development, or HUD. The department has a founding mission of encouraging home ownership […]

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A Cash-Out Refinance Can Save You Big on Credit Card Debt

June 13, 2018 cash-out refinance credit card debt

For most Americans, credit card debt is an ever-present reality. The total U.S. credit card debt now totals $931 billion. If you only factor indebted households, according to Nerd Wallet, that number leaps to $15,983. These are intimidating figures in and of themselves, but when you consider a typical 15.07% interest rate, many people will be […]

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Study Links Happiness Levels to Commute Times

June 13, 2018 commute times happiness level

Ever dream about the dream commute? Is shaving 10, even 20 minutes out of your morning and afternoon drive at the center of your American Dream? If asked what’s the most miserable part of their day, most people don’t think twice: It’s consistently their drive between home and work. For decades the daily commute has […]

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A Guide to Selling an Aging Relative’s Home

June 12, 2018 Aging Relatives

At some point, most of us have to support aging relatives transition into their next stage of life. This can take many forms, but it usually involves moving them out of the home where they’ve lived for decades—sometimes their entire lives. It’s always a difficult process, emotionally and logistically. If you have to sell an […]

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Do You Need to Be “Perfect” to Get a Mortgage?

June 12, 2018 Do you have to be perfect to get a mortgage?

When you picture the “perfect” home buyer, what comes to mind? Most likely, it’s a person with an excellent credit score of 740 (if not higher), with enough money in the bank to put 20 percent down, plus extra to cover the closing costs and any surprise expenses that come along, and with enough income […]

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Summer DIY: How to Make an Outdoor Kitchen

June 11, 2018 Summer’s here and so are backyard dinner parties. Here’s how to make your own outdoor kitchen.

Summer evenings mean late sunsets, lingering dinner parties, and sitting with friends and family around a grill or fire pit. It’s the time of year when gatherings can move outside, and you can take full advantage of your home’s yard. Adding an outdoor kitchen is an excellent way to make the most of your outdoor […]

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