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New Years Resolution: Add 2 Weeks of Free Time to Your 2013

January 02, 2013

Do you ever feel like you don’t have enough time in your day? Demands at the office, family obligations, and social commitments can be difficult to manage for even the most organized and well-intentioned people. With the holidays behind us and a New Year beginning, now is the perfect time to reflect on how we […]

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What Makes Up a Mortgage Payment?

December 28, 2012

Mortgages are long-term loans, usually for 30 or 15 years, to help people afford home ownership. While you repay your loan in monthly installments, you’re not simply paying the amount of the loan. So what else goes into your monthly payment? If you want to remember what goes into a mortgage payment, use the acronym […]

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Helping Families of Children Under Stress (FOCUS)

December 27, 2012

Tim Burford, CEO/Managing Partner and Founder of First Option Mortgage, was relaxing at home with his Family over the Holiday weekend, catching-up on some much needed time to reconnect with his loved ones. They were watching WSB Channel 2 News, Atlanta, GA  and heard about a Non-profit (FOCUS, Families of Children Under Stress) that had […]

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Merry Christmas & Happy Holidays from First Option Mortgage

December 25, 2012

As 2012 comes to a close, we at First Option Mortgage want to extend our thanks and gratitude to those of you who have used our services or referred friends, family and colleagues to us this year. While we’re hard at work throughout the year, we view the holiday season as a time to take […]

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Mortgage Interest Rates Continue to Bounce Around the Bottom

December 21, 2012

Home mortgage rates are at their lowest point in many years. Renters who have been considering home ownership are watching rate changes closely. Those who are considering refinancing are paying close attention, too. Many factors determine mortgage interest rates: the strength of the overall economy, new home construction and existing housing supply, unemployment, and inflation, […]

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Six Ways to Protect Yourself From Holiday Theft

December 19, 2012

Tis the season for shopping for gifts, receiving packages, and traveling to visit friends and family. December is usually a month for joy and cheer for many of us, including criminals.  Statistics show that crime rate for theft rises dramatically this month. Still, you can enjoy this wonderful time of year and protect your private […]

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Five Reasons Now Could Be the Time to Buy a Home

December 06, 2012

Increasing prices. Bidding wars. Low interest rates. Soaring rents. There may have never been a better time in real estate history to purchase a home than right now. If you’re still on the sidelines waiting for “the bottom”, today might be the best day to pull the trigger. In reality, hitting “the bottom” is only […]

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