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Three Ways to Get a Portland, Oregon Mortgage with Little or No Money Down

January 28, 2013

With so much talk about tightened lending restrictions and the “credit squeeze”, there are many misconceptions about the amount of money you have to put down in order to secure a Portland mortgage. Despite what you may have heard, loans have been made available through the federal government to provide potential Portland home buyers with […]

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Transitioning to a More Affordable Home Mortgage in Columbus

January 25, 2013

Many homeowners in the Columbus market have seen the value of their home depreciate 10% or more over the last five years and have found themselves underwater on their mortgage. This has often left responsible homeowners, who want to take advantage of the recent lower interest rates, unable to qualify for traditional refinancing because their […]

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First Option Mortgage: Top 5 Things to Know About Online Loans

January 24, 2013 Online home loan

Home loan shopping can be daunting, but shopping online can make the process a whole lot easier, saving you time and possibly money. That is, if you follow these 5 simple rules: 1. Avoid Scams Do some research to make sure the company you are about to hand all of your personal financial information to […]

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Salt Lake City Has A Lot To HARP About

January 24, 2013 Home loans with HARP

What is HARP? HARP stands for Home Affordable Refinance Program, an official program of the Department of the Treasury and Housing & Urban Development. The program is designed to help homeowners that are currently in good standing, whose homes are worth less than what they owe, qualify for today’s record low refinance options. You may […]

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Why FHA Loans Are Especially Smart in Atlanta

January 21, 2013 Apply for a mortgage loan with First Option Mortgage for competitive mortgage rates in Atlanta.

There have been encouraging signs across the country that the housing market is picking up and Atlanta is no exception. The median sale price is up 5.85% over last year, it made the list of improving markets in December 2012, and was featured in the Washington Post as a city with significant opportunity to drive […]

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When Should You Consider Refinancing Your Home Loan?

January 18, 2013

Mortgage rates have remained at all time lows over the last several months, which has led many homeowners to consider refinancing their home loans. But is it the right time for you to take advantage of refinancing? It is important to take into account how long you intend to stay in your home and what […]

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