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Thought You Couldn’t Refinance Your Las Vegas Mortgage? Think Again!

February 08, 2013 Las Vegas Home Loan

Perhaps you attempted to refinance your home loan at some point during the recent economic downturn, only to be rejected and have not reconsidered refinancing your Las Vegas home since. Well, now may be the right time to take a second look at your home loan options – the perfect fit may now be available. […]

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The Benefits of Using a Mortgage Calculator

February 07, 2013 Mortgage Calculator

When looking for a new home, it is critical to know what you can afford. Your monthly mortgage payment does not typically consist only of the loan amount, but will usually include your annual property taxes, homeowners insurance, and may also include what is referred to as “mortgage insurance”. Determining the amount of your mortgage […]

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Tips For Purchasing a Short Sale in Columbus

February 07, 2013 Columbus Short Sales

Low unemployment rates, competitive Ohio mortgage rates, and an increase in demand have all resulted in a comeback in the Columbus housing market. 2012 represented the first year that saw a gain in Central Ohio housing since 2005. The increase was significant, as sales rose by 15.5% over 2011 and the median price of a home […]

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Home Ownership Opportunities for a Younger Generation

February 06, 2013 First Time Home Buyers

Millennials and Generation X’ers represent about 85 million people in the U.S. and an end-of-the-year Outlook Survey, published by Prudential, shows improved optimism for the housing market with 74% of respondents agreeing that now is a great time to buy. What This Means for First Time Homebuyers Nationally, first time homebuyers are playing a much […]

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Why Fixed Rate Mortgages Are on the Rise in Minneapolis

February 06, 2013 Mortgage Interest Rate Trends

Mortgage interest rates have been on the decline for some time now and toward the end of 2012, hit lows not seen since the 1950’s. That combined with a dynamic housing market has triggered an increase in the number of a fixed rate mortgages in Minneapolis being requested for both new home purchases and refinances. […]

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Why Being A First Time Homebuyer In Portland, Oregon Rocks

February 05, 2013 First-Time-Homebuyer-Portland

With its ‘Keep Portland Weird’ mystique, swarms of bicyclists, resistance to conformity, and general apathy for outsiders, Portland, Oregon may not be for everyone. But don’t let shows like Portlandia frame this charming little city as the West Coast’s stepchild. Tales of Portland’s ‘weirdness’ are largely exaggerated; in fact, Portland offers many lifestyle benefits to […]

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New Changes To FHA Lending Guidelines

February 05, 2013 2013 FHA loan

You may have heard about the recent changes to FHA loans. It’s true. In an effort to protect capital reserves and encourage the growth of private sector investment in the housing market, the US Department of Housing and Urban Development announced on January 27th new changes to Federal Housing Administration lending guidelines for single family […]

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