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Five Simple Actions You Can Take to Eliminate Debt in 2013

December 31, 2012 eliminating credit card debt

If you’re planning to buy your first home soon, or simply want a better rate on an existing mortgage, paying down other debts will put you in a better position to do so. Decreasing your debt-to-income ratio positively affects your credit score, and shows home lenders that you’re more likely to pay your mortgage on […]

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What Makes Up a Mortgage Payment?

December 28, 2012 what-constitutes-a-mortgage-payment

Mortgages are long-term loans, usually for 30 or 15 years, to help people afford home ownership. While you repay your loan in monthly installments, you’re not simply paying the amount of the loan. So what else goes into your monthly payment? If you want to remember what goes into a mortgage payment, use the acronym […]

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Helping Families of Children Under Stress (FOCUS)

December 27, 2012 Families of Children Under Stress

Tim Burford, CEO/Managing Partner and Founder of First Option Mortgage, was relaxing at home with his Family over the Holiday weekend, catching-up on some much needed time to reconnect with his loved ones. They were watching WSB Channel 2 News, Atlanta, GA  and heard about a Non-profit (FOCUS, Families of Children Under Stress) that had […]

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Merry Christmas & Happy Holidays from First Option Mortgage

December 25, 2012 beautiful-christmas-tree

As 2012 comes to a close, we at First Option Mortgage want to extend our thanks and gratitude to those of you who have used our services or referred friends, family and colleagues to us this year. While we’re hard at work throughout the year, we view the holiday season as a time to take […]

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Six Reasons January and February are the Best Months to House Hunt

December 24, 2012 Six Reasons January and February Are the Best Months to House Hunt

Waiting until the warm, summer months to get outside and start your house hunt? Most homebuyers do, and there are great opportunities for those who choose to buy during the cold winter months. Here are six reasons January & February are the best months to search for a home: 1. Social calendars are booked this […]

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Mortgage Interest Rates Continue to Bounce Around the Bottom

December 21, 2012 couple signing papers for their first mortgage

Home mortgage rates are at their lowest point in many years. Renters who have been considering home ownership are watching rate changes closely. Those who are considering refinancing are paying close attention, too. Many factors determine mortgage interest rates: the strength of the overall economy, new home construction and existing housing supply, unemployment, and inflation, […]

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Six Ways to Protect Yourself From Holiday Theft

December 19, 2012 robber at house

Tis the season for shopping for gifts, receiving packages, and traveling to visit friends and family. December is usually a month for joy and cheer for many of us, including criminals.  Statistics show that crime rate for theft rises dramatically this month. Still, you can enjoy this wonderful time of year and protect your private […]

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