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Choosing the Right Mortgage Loan for Your Home Purchase

January 14, 2013 Making the right loan decision

For most people, buying a home is one of the most important financial decisions you will ever make. Fully understanding what options are available when it comes to your home loan is an important part of the buying process. There are three major types of home mortgages; fixed-rate mortgages, adjustable-rate mortgages and conventional loans. Each […]

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8 Steps to Keep Your Home Nice and Toasty For Winter

January 11, 2013 Man relaxing by the fire

The cold weather is upon us and as temperatures drop, energy costs rise. More than half of U.S. households now devote more than 20 percent of their family budget toward energy costs, nearly double the spend of just ten years ago. This trend may not be entirely reversed, but there are several simple steps any […]

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How to Sell Your Home as Quickly as Possible During the Winter Months

January 09, 2013 House in the snow

Despite the poor weather, barren landscape, and shortened daylight hours, not all is as bleak as it seems when it comes to selling your home during the winter months. While the number of house hunters actively looking drops, those on the market tend be more serious buyers and inventory is typically tighter as less urgent […]

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Why the ‘Fiscal Cliff’ Deal is Great News for the Housing Market

January 07, 2013 The Fiscal Cliff Averted

A last minute deal to avert the ‘Fiscal Cliff’, which made permanent the Bush tax cuts for individuals making less than $400,000 a year and couples making less than $450,000, was passed in the early morning hours of January 1st and signed by President Obama late last Wednesday night. This alone is great news for […]

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5 Signs You Have Chosen the Wrong Loan Originator

January 04, 2013 5 Signs You Have Chosen the Wrong Broker

In the years since the housing bubble burst, lawmakers have taken considerable action to limit “predatory lending practices”, but that doesn’t mean you should feel comfortable with just any mortgage loan originator if you’re shopping for a new loan. Your Loan Originator’s primary function is to represent you throughout what can be a complicated purchase […]

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The Four Most Important Housing Market Trends to Watch For in 2013

January 03, 2013 New Home Buyers with Real Estate Angent

The road to the housing recovery has been a rocky one and in the wake of slow economic growth and gridlock in the House and Senate over economic policy, you might still be on the fence about jumping into the real estate market. However, after hitting what many estimate to be the “rock bottom” of […]

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New Years Resolution: Add 2 Weeks of Free Time to Your 2013

January 02, 2013 Woman that Needs More Time

Do you ever feel like you don’t have enough time in your day? Demands at the office, family obligations, and social commitments can be difficult to manage for even the most organized and well-intentioned people. With the holidays behind us and a New Year beginning, now is the perfect time to reflect on how we […]

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