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5 Signs You Have Chosen the Wrong Loan Originator

January 04, 2013 5 Signs You Have Chosen the Wrong Broker

In the years since the housing bubble burst, lawmakers have taken considerable action to limit “predatory lending practices”, but that doesn’t mean you should feel comfortable with just any mortgage loan originator if you’re shopping for a new loan. Your Loan Originator’s primary function is to represent you throughout what can be a complicated purchase […]

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The Four Most Important Housing Market Trends to Watch For in 2013

January 03, 2013 New Home Buyers with Real Estate Angent

The road to the housing recovery has been a rocky one and in the wake of slow economic growth and gridlock in the House and Senate over economic policy, you might still be on the fence about jumping into the real estate market. However, after hitting what many estimate to be the “rock bottom” of […]

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New Years Resolution: Add 2 Weeks of Free Time to Your 2013

January 02, 2013 Woman that Needs More Time

Do you ever feel like you don’t have enough time in your day? Demands at the office, family obligations, and social commitments can be difficult to manage for even the most organized and well-intentioned people. With the holidays behind us and a New Year beginning, now is the perfect time to reflect on how we […]

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Five Simple Actions You Can Take to Eliminate Debt in 2013

December 31, 2012 eliminating credit card debt

If you’re planning to buy your first home soon, or simply want a better rate on an existing mortgage, paying down other debts will put you in a better position to do so. Decreasing your debt-to-income ratio positively affects your credit score, and shows home lenders that you’re more likely to pay your mortgage on […]

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What Makes Up a Mortgage Payment?

December 28, 2012 what-constitutes-a-mortgage-payment

Mortgages are long-term loans, usually for 30 or 15 years, to help people afford home ownership. While you repay your loan in monthly installments, you’re not simply paying the amount of the loan. So what else goes into your monthly payment? If you want to remember what goes into a mortgage payment, use the acronym […]

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Helping Families of Children Under Stress (FOCUS)

December 27, 2012 Families of Children Under Stress

Tim Burford, CEO/Managing Partner and Founder of First Option Mortgage, was relaxing at home with his Family over the Holiday weekend, catching-up on some much needed time to reconnect with his loved ones. They were watching WSB Channel 2 News, Atlanta, GA  and heard about a Non-profit (FOCUS, Families of Children Under Stress) that had […]

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Merry Christmas & Happy Holidays from First Option Mortgage

December 25, 2012 beautiful-christmas-tree

As 2012 comes to a close, we at First Option Mortgage want to extend our thanks and gratitude to those of you who have used our services or referred friends, family and colleagues to us this year. While we’re hard at work throughout the year, we view the holiday season as a time to take […]

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