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A Mid-Year Review: Indiana Housing Market

August 03, 2015 A Mid-Year Review on the Indiana Real Estate Market

We’re already past the halfway mark for 2015 and the Indiana housing market is still hot!  According to the monthly Indiana Real Estate Markets Report released by REALTORS®, the 9,080 homes sold statewide in June is a 16.5% increase from June of last year.  Take a look at our infographic that gives a year-over-year and […]

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What You Should Know About Home Appraisals

July 08, 2015 What You Should Know Pic

Are you in the process of buying or refinancing a home? If so, your lender will schedule an appraisal, the results of which are instrumental in determining whether or not the lender will approve the amount of the loan request. So, what is a home appraisal? A home appraisal determines how much the home is […]

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Ensuring Your Home Closing Process is Stress-Free

July 02, 2015 Ensuring Your Home Pic

You’d think the hard work was done once you’ve found the home you want and submitted your loan application. However, the close of escrow (COE) can require additional work on your end to flow smoothly for all parties involved. How to Have a Stress-Free Home Closing The following steps can help to facilitate your close […]

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Do You Need to Be “Perfect” to Get a Mortgage?

June 16, 2015 FirstOption_Perfect_Mortgage

When you picture the “perfect” home buyer, what comes to mind? Most likely, it’s a person with an excellent credit score of 740 (if not higher), with enough money in the bank to put 20 percent down, plus extra to cover the closing costs and any surprise expenses that come along, and with enough income […]

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Do Home Buyers Need a Real Estate Option Contract?

May 28, 2015 home buying process

Real estate option contract forms are legal agreements between the seller and the buyer of real estate. A real estate option requires the buyer to pay an option fee for the right to purchase a property. However, it is not a guarantee that you will buy the property; it merely provides you the option to do […]

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Real Estate Mistakes Retirees Should Avoid

May 21, 2015 L

Owning a home as you go into retirement can provide a strong sense of security and financial stability. However, there are some common real estate mistakes retirees make that you will want to be careful to avoid. These include the following: Not downsizing. The sooner you downsize into a smaller property, the sooner you can […]

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Millennials, the Second Largest Generation, are Ready to Become Homeowners

May 13, 2015 M

Right when millennials came of age, built their careers, and had a solid income stream – the market was in a slump and lenders were wary of lending. Now, however, millennial home buyers are finding a more welcoming reception from the housing market. If you’re one of these many buyers, ask yourself the following questions to […]

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