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What Makes Up a Mortgage Payment?

December 28, 2012 what-constitutes-a-mortgage-payment

Mortgages are long-term loans, usually for 30 or 15 years, to help people afford home ownership. While you repay your loan in monthly installments, you’re not simply paying the amount of the loan. So what else goes into your monthly payment? If you want to remember what goes into a mortgage payment, use the acronym […]

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Mortgage Interest Rates Continue to Bounce Around the Bottom

December 21, 2012 couple signing papers for their first mortgage

Home mortgage rates are at their lowest point in many years. Renters who have been considering home ownership are watching rate changes closely. Those who are considering refinancing are paying close attention, too. Many factors determine mortgage interest rates: the strength of the overall economy, new home construction and existing housing supply, unemployment, and inflation, […]

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Five Reasons Now Could Be the Time to Buy a Home

December 06, 2012 Purchase Mortgage: Five Reasons Now Could Be the Time to Buy a Home

Increasing prices. Bidding wars. Low interest rates. Soaring rents. There may have never been a better time in real estate history to purchase a home than right now. If you’re still on the sidelines waiting for “the bottom”, today might be the best day to pull the trigger. In reality, hitting “the bottom” is only […]

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