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Choosing the Right Mortgage Loan for Your Home Purchase

January 14, 2013

For most people, buying a home is one of the most important financial decisions you will ever make. Fully understanding what options are available when it comes to your home loan is an important part of the buying process. There are three major types of home mortgages; fixed-rate mortgages, adjustable-rate mortgages and conventional loans. Each […]

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Why the ‘Fiscal Cliff’ Deal is Great News for the Housing Market

January 07, 2013

A last minute deal to avert the ‘Fiscal Cliff’, which made permanent the Bush tax cuts for individuals making less than $400,000 a year and couples making less than $450,000, was passed in the early morning hours of January 1st and signed by President Obama late last Wednesday night. This alone is great news for […]

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5 Signs You Have Chosen the Wrong Loan Originator

January 04, 2013

In the years since the housing bubble burst, lawmakers have taken considerable action to limit “predatory lending practices”, but that doesn’t mean you should feel comfortable with just any mortgage loan originator if you’re shopping for a new loan. Your Loan Originator’s primary function is to represent you throughout what can be a complicated purchase […]

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The Four Most Important Housing Market Trends to Watch For in 2013

January 03, 2013

The road to the housing recovery has been a rocky one and in the wake of slow economic growth and gridlock in the House and Senate over economic policy, you might still be on the fence about jumping into the real estate market. However, after hitting what many estimate to be the “rock bottom” of […]

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What Makes Up a Mortgage Payment?

December 28, 2012

Mortgages are long-term loans, usually for 30 or 15 years, to help people afford home ownership. While you repay your loan in monthly installments, you’re not simply paying the amount of the loan. So what else goes into your monthly payment? If you want to remember what goes into a mortgage payment, use the acronym […]

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Mortgage Interest Rates Continue to Bounce Around the Bottom

December 21, 2012

Home mortgage rates are at their lowest point in many years. Renters who have been considering home ownership are watching rate changes closely. Those who are considering refinancing are paying close attention, too. Many factors determine mortgage interest rates: the strength of the overall economy, new home construction and existing housing supply, unemployment, and inflation, […]

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Five Reasons Now Could Be the Time to Buy a Home

December 06, 2012

Increasing prices. Bidding wars. Low interest rates. Soaring rents. There may have never been a better time in real estate history to purchase a home than right now. If you’re still on the sidelines waiting for “the bottom”, today might be the best day to pull the trigger. In reality, hitting “the bottom” is only […]

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