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What’s My REAL Mortgage Payment?

July 21, 2017 Owning a home is a responsibility. Here’s what it takes to maintain a home from month to month and year to year.

Being a homeowner is both a dream and a responsibility. It can sometimes be difficult to calculate the cost of home ownership. The basics of a mortgage payment are mostly straightforward, and loans and terms can be calculated with a mortgage calculator. But, any homeowner can tell you that caring for and maintaining a home […]

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6 Tips for Paying Off Your Mortgage

May 19, 2017 6 Tips for Paying Off Your Mortgage

Mortgages are loans measured in years and decades, and the prospect of paying one off can often seem a bit distant. However, it’s possible to shave years (and therefore dollars) off the total amount of your mortgage. Here are six things you can do to speed up and pay down the biggest purchase of your […]

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Sourced & Seasoned: Why Your Tax Refund Is Perfect For A Down Payment

January 25, 2017 shutterstock_54222883

Saving for a down payment and closing costs is one of the biggest struggles many homebuyers experience. To compound the stress, most loan programs require money used for a down payment to be “sourced and seasoned”. What does that mean? Sourced funds means you must show where the money came, like a bank account or […]

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How to Prepare for Mortgage Rates in 2017

January 18, 2017

After the Great Recession, the Federal Reserve set its benchmark interest rate close to zero to boost the economy. Since then, financial recovery and job growth have led officials to approve an interest rate increase. Interest rates control many factors, and a change in rate can create a domino effect to your home loan eligibility. […]

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Is Refinancing Right For You? [Infographic]

August 01, 2016 Considering a mortgage refinance? Consider the main types of home refinances an which refi is right for you.

Are you looking to reduce your monthly mortgage payment or cash-out some of the equity you’ve build up in your home to use for a big project or to pay off debt? There are two main types of mortgage refinances: a cash-out refinance and a rate and term refinance. Check out our helpful infographic covering some […]

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6 Steps to the Home Buying Process

June 30, 2016

You’ve made the decision to buy a home, you’ve saved for a down payment, and you’ve been pre-approved by First Option for a mortgage. So what do you do next? What does the approval process look like? Have no fear! Here’s our guide to getting approved for your next big step and getting into your […]

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Happy National Insurance Day!

June 28, 2016

June 28 is National Insurance Day, which we think is a perfect chance to think about homeowner’s insurance! We’ll review the important reasons why you should get homeowner’s insurance, as well as some things to keep an eye out for when you’re shopping for a policy. We also have a similar guide for private mortgage […]

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