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Is Refinancing Right For You? [Infographic]

February 04, 2019 Considering a mortgage refinance? Consider the main types of home refinances an which refi is right for you.

Are you looking to reduce your monthly mortgage payment or cash-out some of the equity you’ve build up in your home to use for a big project or to pay off debt? There are two main types of mortgage refinances: a cash-out refinance and a rate and term refinance. Check out our helpful infographic covering some […]

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How Technology Is Making Applying for a Mortgage Easier

August 27, 2018

Money moves at the speed of technology nowadays. You file taxes online, bank online, and pay bills online. Why not apply for a mortgage online? Admittedly, applying for a mortgage isn’t always the most enjoyable of activities. It can be time-consuming, paperwork-intensive, and can involve a lot of phone calls and facetime. Even though modern […]

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6 Steps to the Home Buying Process

August 16, 2018

You’ve made the decision to buy a home, you’ve saved for a down payment, and you’ve been pre-approved by First Option for a mortgage. So what do you do next? What does the approval process look like? Have no fear! Here’s our guide to getting approved for your next big step and getting into your […]

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The Benefit of Using a Mortgage Company vs. a Big Bank

August 01, 2018 Safety Deposit Box Numbers

Even before you begin house hunting or consider the length of your home loan, you have to make a more basic decision: Where to obtain your mortgage. Many different entities in America offer home loans, but most can be reduced to one of two categories—a mortgage company or a big bank. Banks can have their […]

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Do You Need to Be “Perfect” to Get a Mortgage?

June 12, 2018

When you picture the “perfect” home buyer, what comes to mind? Most likely, it’s a person with an excellent credit score of 740 (if not higher), with enough money in the bank to put 20 percent down, plus extra to cover the closing costs and any surprise expenses that come along, and with enough income […]

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Tips for Locking in the Best Atlanta Mortgage Rate

June 07, 2018

Many homebuyers may not be aware of this, but mortgage interest rates do not fluctuate on a day-to-day basis, but can change throughout the day. Many people in the midst of buying a home may be asking themselves, “When should I lock in my rate?” This is an excellent question with no easy and foolproof […]

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How Long Should You Wait Before You Refinance Your Mortgage

June 06, 2018

Despite many misnomers on the web today, there is absolutely nothing that would prevent you from refinancing your mortgage the day you closed on your loan if you so chose to. However, that doesn’t mean you should. So armed with the knowledge that you can in fact refinance whenever you would like, the next practical […]

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