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Employee Spotlight: Heather Cogley

January 12, 2016

At First Option Mortgage, we’re proud of our country’s veterans. And we’re proud to put a spotlight on the military families within the First Option family. Our very own Heather Cogley, an underwriter currently based in Georgia, is the wife of John Cogley, who is in the U.S. Army. Heather was kind enough to give […]

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How to Prepare for Increased Mortgage Rates in 2016

January 06, 2016 What does the federal rate increase mean to you and how can you prepare?

Last month, the Federal Reserve decided to raise interest rates for the first time in nearly a decade. No need to panic. Learn what this means for your mortgage and what you can do to get ahead of the increase. Share this infographic with your house hunting friends and family to help them understand the rate […]

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So the Fed Raised Interest Rates: What Does It Mean for Your Mortgage?

January 06, 2016

Just reading all the headlines about the Federal Reserve’s decision to raise interest rates last month was probably enough to make you a little nervous. What does it mean for you? When will you see the ramifications of this rate increase? And what kinds of effects will it have on mortgage rates? Breathe easy. The […]

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Why Should I Refinance Into a Conventional Mortgage?

December 21, 2015

Many homeowners get nervous when considering refinancing to a conventional mortgage. Will it really cost less? What’s involved in refinancing? And what’s the real difference between a conventional loan and government-backed loan, anyway? Let’s start by getting our definitions straight: A conventional loan is simply any privately held mortgage that isn’t backed by a government […]

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A Homeowner’s Guide to Mold

December 18, 2015

It’s scary to even bring up the subject. Just the mention of mold can scare off prospective home buyers. But the truth is that mold is treatable and very preventable, so arm yourself with a little knowledge and you’ll be able to banish unwanted fungus for good. Finding it First things first: Mold is a […]

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How to Increase Your Home’s Holiday Curb Appeal

December 16, 2015

It’s easy to get in a rut when it comes to holiday decorations, especially when you find yourself putting up the same arrangements year after year. Whether you’re looking to sell or just want to refresh your home’s holiday look, concentrating on your curb appeal is always a good place to start. First things first […]

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18-Hour Cities: The Next Big Millennial Trend

December 11, 2015

Millennials are finally starting to buy their first houses, which is a big deal since they’re about to become the largest living generation in the U.S. And where they choose to settle down will affect the housing market for many years to come. As we look ahead to 2016, the markets to watch aren’t the […]

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