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TransUnion: The Mortgage Market Will Fully Recover in 2016

January 13, 2016

These days, it feels like you can’t throw a rock without hitting more good news about the economy. And that’s certainly true when it comes to the mortgage market, which has been slowly but surely recovering since its nosedive six years ago. According to TransUnion, this year will be the year the mortgage market will […]

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Give Your Man Cave a Makeover in Time for the Super Bowl

January 13, 2016

You’ve bought a new TV, unearthed the recipe for your famous seven layer dip, and finally washed last year’s buffalo wing stains out of your jersey. It’s time to prep for your annual Super Bowl party. But is your man cave ready? Here are a few good ways to prepare for the big day. First, […]

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Employee Spotlight: Heather Cogley

January 12, 2016

At First Option Mortgage, we’re proud of our country’s veterans. And we’re proud to put a spotlight on the military families within the First Option family. Our very own Heather Cogley, an underwriter currently based in Georgia, is the wife of John Cogley, who is in the U.S. Army. Heather was kind enough to give […]

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How to Prepare for Increased Mortgage Rates in 2016

January 06, 2016 What does the federal rate increase mean to you and how can you prepare?

Last month, the Federal Reserve decided to raise interest rates for the first time in nearly a decade. No need to panic. Learn what this means for your mortgage and what you can do to get ahead of the increase. Share this infographic with your house hunting friends and family to help them understand the rate […]

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So the Fed Raised Interest Rates: What Does It Mean for Your Mortgage?

January 06, 2016

Just reading all the headlines about the Federal Reserve’s decision to raise interest rates last month was probably enough to make you a little nervous. What does it mean for you? When will you see the ramifications of this rate increase? And what kinds of effects will it have on mortgage rates? Breathe easy. The […]

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Why Should I Refinance Into a Conventional Mortgage?

December 21, 2015

Many homeowners get nervous when considering refinancing to a conventional mortgage. Will it really cost less? What’s involved in refinancing? And what’s the real difference between a conventional loan and government-backed loan, anyway? Let’s start by getting our definitions straight: A conventional loan is simply any privately held mortgage that isn’t backed by a government […]

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