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The 6 Benefits To Buying Vs. Renting

May 09, 2019

There are plenty of reasons to own a house, and most of them are far from financial. Shoppers can become so caught up in all the numbers, rates, and figures that they forget all the reasons to buy their first home. With choices that will affect your family and memories for years to come, owning […]

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Getting Back on Track After Being Rejected for a Mortgage Loan

May 04, 2019

It’s tough getting denied for a mortgage, but it shouldn’t be the end to securing an approved offer. According to a report from the Federal Reserve, 80 percent of Americans are in debt, but only 1 in 8 people are denied a mortgage. For refinancing, roughly 1 in every 2 applications are rejected their first […]

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Watching Grass Grow: 3 Tips for a Healthier Lawn

March 25, 2019

Did you know there are over 10,000 varieties of grass in the world? Or that grass is used to make everyday products like paper or beer? Well, now’s the time to show more appreciation for your grass, because it’s National Lawn Care Month! Now that you’ve tackled a great front garden for maximum curb appeal, […]

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Should You Rent or Buy?

March 08, 2019

Wondering if it’s worth it to buy a home or should you stick in out in the rental market for a little longer? Check out our breakdown of rental costs versus mortgage costs, and if it’s better to buy now or buy later. Think it’s time for you to buy? Get in touch with us to discover […]

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Buying a House in the Spring (Without Losing Your Mind)

February 25, 2019

Ah, spring. The time when the frost melts, the air gets sweeter, and you see crocuses everywhere you look. What could be better? How about buying a house without going crazy or blowing your budget? Spring is the most popular season for house hunting, when more homes typically go on the market; the flip side […]

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Strategies for Coming Up with a Down Payment

February 20, 2019

Securing a down payment can be the most daunting aspect of home ownership. Whether you’re aiming for the minimum or hope to put down 20%, saving and gathering the initial funding can be challenging for anyone. At First Option we want to help everyone become homeowners, and so we’ve compiled a few strategies for coming […]

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Is Refinancing Right For You? [Infographic]

February 04, 2019 Considering a mortgage refinance? Consider the main types of home refinances an which refi is right for you.

Are you looking to reduce your monthly mortgage payment or cash-out some of the equity you’ve build up in your home to use for a big project or to pay off debt? There are two main types of mortgage refinances: a cash-out refinance and a rate and term refinance. Check out our helpful infographic covering some […]

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