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6 Steps to the Home Buying Process

May 15, 2018

You’ve made the decision to buy a home, you’ve saved for a down payment, and you’ve been pre-approved by First Option for a mortgage. So what do you do next? What does the approval process look like? Have no fear! Here’s our guide to getting approved for your next big step and getting into your […]

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The Top 10 Red Flags to Look for When Buying a Home

May 12, 2018

Buying a new home is beyond exciting. So exciting, in fact, that it can be easy to overlook major red flags before you’ve made the purchase. Is that chipping paint just old, or is it a potential $10,000 removal expense? What about those odd splotches on the ceiling — are they leftover tossed spaghetti stains […]

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The 6 Benefits To Buying Vs. Renting

May 07, 2018 Renting vs. Owning

There are plenty of reasons to own a house, and most of them are far from financial. Shoppers can become so caught up in all the numbers, rates, and figures that they forget all the reasons to buy their first home. With choices that will affect your family and memories for years to come, owning […]

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Finding the Right Loan for Purchasing a Foreclosed Home

April 23, 2018 buying a Foreclosed Home

There are roughly 579,000 homes currently in the United States that are  either bank-owned or in foreclosure. Some real estate markets can represent an even larger percentage of these homes listed for sale. Aside from the fact that they are readily available, foreclosures can also be a great deal if you willing to put in a […]

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The Benefit of Using a Mortgage Company vs. a Big Bank

April 20, 2018 mortgage company benefits

Even before you begin house hunting or consider the length of your home loan, you have to make a more basic decision: Where to obtain your mortgage. Many different entities in America offer home loans, but most can be reduced to one of two categories—a mortgage company or a big bank. Banks can have their […]

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Should You Switch from a 30-Year to a 15-Year Mortgage?

April 17, 2018 15-year mortgage

Mortgage rates are down for the fourth week running, putting interest rates at lows not seen since May. The going rate on a 15-year mortgage is hovering well below 4%. So should you consider refinancing from a 30-year mortgage to a 15-year mortgage? Here are some questions to consider before you make a decision. How […]

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What to Take with You to Your Closing Appointment

March 09, 2018 real-estate-closing-appointment

So you’ve made an offer on a home, been approved for financing, gone through the inspection process, and deposited your funds into escrow. The big day has arrived, and you are ready to close on your home. Congratulations! As one of the most important steps in the purchase process, closing on your home can be […]

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