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5 Smart Saving Tips for Buying a Home

June 07, 2018 Home-Equity-300x199

You’re on your way toward buying your first home. Maybe you’ve even taken a summer staycation. But you’re still looking for ways to scrape together more cash to buy that new home. If you’re at a loss for more things to do, we’ve got a handy guide to help you maximize every penny in the […]

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How To Calculate An Adjustable Rate Mortgage

May 20, 2018 Do you have to be perfect to get a mortgage?

You might be considering an adjustable rate mortgage (ARM) for your home loan, but you’re wondering how it works. If you’re concerned about cost, savings, or monthly payments over time, you’re certainly not alone. It can be tricky to determine if it will end up being the most affordable mortgage option for you. Many adjustable […]

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6 Steps to the Home Buying Process

May 15, 2018

You’ve made the decision to buy a home, you’ve saved for a down payment, and you’ve been pre-approved by First Option for a mortgage. So what do you do next? What does the approval process look like? Have no fear! Here’s our guide to getting approved for your next big step and getting into your […]

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The 6 Benefits To Buying Vs. Renting

May 07, 2018 Renting vs. Owning

There are plenty of reasons to own a house, and most of them are far from financial. Shoppers can become so caught up in all the numbers, rates, and figures that they forget all the reasons to buy their first home. With choices that will affect your family and memories for years to come, owning […]

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Finding the Right Loan for Purchasing a Foreclosed Home

April 23, 2018 buying a Foreclosed Home

There are roughly 579,000 homes currently in the United States that are  either bank-owned or in foreclosure. Some real estate markets can represent an even larger percentage of these homes listed for sale. Aside from the fact that they are readily available, foreclosures can also be a great deal if you willing to put in a […]

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The Benefit of Using a Mortgage Company vs. a Big Bank

April 20, 2018 mortgage company benefits

Even before you begin house hunting or consider the length of your home loan, you have to make a more basic decision: Where to obtain your mortgage. Many different entities in America offer home loans, but most can be reduced to one of two categories—a mortgage company or a big bank. Banks can have their […]

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Should You Switch from a 30-Year to a 15-Year Mortgage?

April 17, 2018 15-year mortgage

Mortgage rates are down for the fourth week running, putting interest rates at lows not seen since May. The going rate on a 15-year mortgage is hovering well below 4%. So should you consider refinancing from a 30-year mortgage to a 15-year mortgage? Here are some questions to consider before you make a decision. How […]

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