Welcome! We’ve been the number one mortgage lender for three years in a row. Let us help you find the best mortgage!
Menu Chat
line

7 Smart Ways to Use a Cash-Out Refinance

August 13, 2018

Need some extra cash? It might be time to tap into your home’s equity. A cash-out refinance replaces your existing mortgage with a loan that pays off your balance and repurposes the equity in your home to put money in your pocket. The benefits of a cash-out refinance are many, especially for those who plan […]

Read more ›

The Benefit of Using a Mortgage Company vs. a Big Bank

August 01, 2018 Safety Deposit Box Numbers

Even before you begin house hunting or consider the length of your home loan, you have to make a more basic decision: Where to obtain your mortgage. Many different entities in America offer home loans, but most can be reduced to one of two categories—a mortgage company or a big bank. Banks can have their […]

Read more ›

4 Basic Reasons For Refinancing

June 21, 2018

Many homeowners face refinancing at some point.  There are different reasons for refinancing your mortgage. Families can choose to refinance when they have an upcoming move. Or maybe you are staying put, and you are in a better financial position than you were before. In any case, here’s a basic guide for you to understand […]

Read more ›

A Cash-Out Refinance Can Save You Big on Credit Card Debt

June 13, 2018

For most Americans, credit card debt is an ever-present reality. The total U.S. credit card debt now totals $931 billion. If you only factor indebted households, according to Nerd Wallet, that number leaps to $15,983. These are intimidating figures in and of themselves, but when you consider a typical 15.07% interest rate, many people will be […]

Read more ›

How Long Should You Wait Before You Refinance Your Mortgage

June 06, 2018

Despite many misnomers on the web today, there is absolutely nothing that would prevent you from refinancing your mortgage the day you closed on your loan if you so chose to. However, that doesn’t mean you should. So armed with the knowledge that you can in fact refinance whenever you would like, the next practical […]

Read more ›

Tapping into Your Home Equity to Buy a Second Home

June 04, 2018

Here’s a figure that may surprise you: 6% of all residential sales in the U.S. are for second or third homes. Many people consider second homes a luxury only the rich can afford, but more and more homeowners are investing in second homes—for personal use or income. How individuals go about this varies, but tapping […]

Read more ›

How to Prepare for a Home Appraisal

May 11, 2018

Whether you are looking to refinance or to sell, the appraisal that comes in on your home can have a huge impact on the amount of equity you can pull out. In some cases, the appraisal can even put the sale of a home in danger if the appraisal does not come in at or […]

Read more ›