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Employee Spotlight: Tim Kelley

July 20, 2018

We’re proud of each and every loan officer in the First Option Family. This month, we’re proud to welcome Tim Kelley to our team of mortgage professionals. With two decades’ worth of experience in finance and mortgages, Tim’s professional knowledge will guide your family as you navigate the housing market. A native to Huntington, West […]

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What are the Different Types of Occupancies?

July 18, 2018 Housing Market for May 2017

A mortgage is a mortgage, right? Some people believe that rates and terms are the same, regardless of the loan or residence. But you may be surprised to know the type of occupancy matters heavily. There are three main types of occupancies. Each one accrues different mortgage rates, additional fees, and even some extra required […]

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4 Techniques to Streamline Selling your House

July 18, 2018

Selling your home can be incredibly stressful. Selling points for real estate fall on a trend, which means many homeowners sell at exactly the same time of the year. Depending on your area, you might even be planting a for-sale sign right next to your next-door neighbor. With several people trying to sell their home, […]

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Is it Cheaper to Pack and Ship or Buy New Stuff?

July 17, 2018

Moving isn’t fun—or cheap. Whether your new home is a few streets away or on the other side of the country, you’re going to have to spend some cash to move in. Just how much moving will cost depends, mainly, on how much time you have to move and how far you have to go. […]

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10 Renovations for Aging Homeowners

July 17, 2018 New and existing homeowners alike plan on home renovations for aging in place.

It is never too soon to incorporate aging-in-place renovations to your home plans. You could be a first-time home buyer with house guests in need of accommodation or a baby boomer experiencing home challenges. Or maybe you’re a homeowner with foresight — you might not need the renovations for aging, but they could be attractive […]

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How to Save for a Home While Renting: Part 2

July 14, 2018

Yesterday, we shared five tips for saving for a home while renting. But we couldn’t stop there. We’re back with five more tips that will help you save and spend wisely in order to put a hefty down payment toward the house of your dreams. Downgrade or cancel luxuries You might be throwing money away […]

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How to Save for a Home While Renting: Part 1

July 13, 2018

Now that you’ve weighed the benefits of buying a house and decided to leave the renting world behind, it’s time to start saving. It may go without saying, but the more money you put toward a down payment, the lower your mortgage payments will be. Experts recommend saving at least 20 percent of the home’s […]

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