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Should You Rent or Buy?

March 08, 2019

Wondering if it’s worth it to buy a home or should you stick in out in the rental market for a little longer? Check out our breakdown of rental costs versus mortgage costs, and if it’s better to buy now or buy later. Think it’s time for you to buy? Get in touch with us to discover […]

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How to Calculate Which Type of Home You Can Afford

March 07, 2019

Calculating the type of home you can afford is one of the biggest questions many homebuyers have. Getting to that answer involves several factors. Your income and liabilities, what you can put forward as a down payment, and the particulars of your loan will all determine the kind of home and type of loan you […]

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How to Determine Your Home Buying Power

March 04, 2019 Determine Your Home Buying Power

Whether you’re buying a fixer-upper or your dream house, you’ll need to determine your home buying power. Your home buying power is the result of several variables, all of differing importance. However, they can be grouped into five larger, more general groups that will determine your power to buy the home that’s right for you. […]

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Buying a House in the Spring (Without Losing Your Mind)

February 25, 2019

Ah, spring. The time when the frost melts, the air gets sweeter, and you see crocuses everywhere you look. What could be better? How about buying a house without going crazy or blowing your budget? Spring is the most popular season for house hunting, when more homes typically go on the market; the flip side […]

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Strategies for Coming Up with a Down Payment

February 20, 2019

Securing a down payment can be the most daunting aspect of home ownership. Whether you’re aiming for the minimum or hope to put down 20%, saving and gathering the initial funding can be challenging for anyone. At First Option we want to help everyone become homeowners, and so we’ve compiled a few strategies for coming […]

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Home Seller’s Checklist: 7 Tips to Entice Buyers

February 19, 2019 7 Tips To Sell Your Home

So you’re selling your home? You’ve found a good agent, your house is cleaned up, your paperwork is in order — now you can just sit back and wait for it to sell, right? Wrong, wrong, wrong. There are still some simple things you can do to help your home sell quicker, and maybe even […]

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6 Unconventional Valentine’s Date Ideas

February 14, 2019

For some couples, Valentine’s Day is as important as a wedding anniversary. Others view it as just another day. For most Americans in a relationship, though, it’s an excuse to treat each other a little more specially than normal. Whether Valentine’s Day is a big deal for your partner or not, you may be feeling […]

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