First Option Mortgage
“You are a true hero in my eyes. You were true to your word and that is something you can’t say about most people today. Thank you First Option.”
Craig Horace

Mortgage Lending

Mortgage Lending

Conventional Mortgage Lending

  • Refinance up to 105% of appraised value with the new Fannie Mae DU Plus Program
  • $417,000 mortgage loan limit
  • Secured by government sponsored entities
  • Purchase or refinance 1 to 4 family units

FHA Mortgage Lending

  • Insured by the Federal Housing Administration
  • Low down payment on a new purchase 3.5 %
  • Refinance up to 95% of your appraised value
  • $100 down HUD home purchase program
  • Streamline with no appraisal if you have an existing FHA loan

VA Mortgage Lending

  • ZERO down payment purchase program
  • Forgiving credit requirements
  • Administered by the Department of Veterans Affairs

USDA Mortgage Lending

  • 100% Financing up to the appraised value
  • NO private mortgage insurance
  • NO limit on seller concessions and gifts
  • Flexible credit qualifications
  • No loan amount limitations
  • Purchase Money Program

Reverse Mortgages

  • Borrower is 62 years old, or older
  • The home is owned free and clear (or has a great deal of equity available in it)
  • There are no tax liens against the property
Get More Information on H.A.R.P from First Option Mortgage. Sign up to get rate alerts and we will let you know when we find the mortgage rates that you need. Use this handy tool to help you calculate the value of your home so you can get the right mortgage from First Option Mortgage.
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